Instant Credit
for partners

Launch your credit product, transform your value chain and deliver seamless credit within weeks.
Designed for digital banking and next gen financial services.

Join the instant credit revolution

Superior user-experience

Seamless user journey, fully embedded into your digital banking experience.

Cloud-based fast integration

Go live within weeks with our 100% cloud-based solution.

Data driven company

AI technology and best-in class data processing to make better decisions.

Full Credit lifecycle

Full Credit lifecycle

We manage the full credit life cycle, including collections.

What do we bring to our partners ?

Front & UX

Customers fill out their application, upload documents and sign their contract on their smartphone

Risk & Pricing

AI-powered advanced credit scoring, anti-fraud arsenal and open banking technology

Application processing

Flexible proprietary tools to review and approve applications

Full Credit lifecycle

We manage the full credit life cycle, including collections.

Customer care

Delivering superior customer service throughout the full credit lifecycle

How we do it

We jointly design the solution
that fits your needs

Robust & scalable infrastructure to meet with SLA standards

Time to delivery
Projects delivered in record time

API-based seamless

Long term partnership with product methodology and roadmap

Best in class governance
ECB credit institution license

Jeremie Rosselli – General Manager France & Benelux

« The delivery was done very smoothly between Younited teams in Paris and N26 teams in Berlin. As European fintechs, our common DNA has allowed us to discuss easily and launch a product within 3 months »

Success stories

Business case

How did we enable N26, a leading european neobank, to launch a credit offer in a few weeks