What we do:
Instant Credit

We offer Instant Credit throughout the customer journey, shopping or banking, online or in-store, with a single Younited customer experience.
Up to €50,000. Up to 84 months to repay. Instantly.
Instant Consumer loans

  • Up to 50 000€ / 84 months
  • Instant decisioning
  • Under 6 min to apply

Shop with Instant Credit

  • Payments via instant credit
  • From €300 to €50 000
  • For online & physical PoS

Younited Coach

  • Free budget advisor
  • Save up to €500 per year
  • Personalized recommendations


No hidden costs. 100% of our customers benefit from a fixed rate loan, with a fixed repayment term.


A 100% online process with the latest innovation to simplify your application.


We provide an answer instantly and make funds available in record time.