{"id":737,"date":"2023-04-26T11:46:17","date_gmt":"2026-05-11T16:24:08","guid":{"rendered":"https:\/\/younited.com\/group\/insight\/instant-credit-at-scale-a-european-first\/"},"modified":"2026-06-04T22:07:43","modified_gmt":"2026-06-04T22:07:43","slug":"instant-credit-at-scale-a-european-first","status":"publish","type":"insight","link":"https:\/\/younited.com\/group\/en\/insights\/instant-credit-at-scale-a-european-first\/","title":{"rendered":"Instant credit at scale, a pioneering European first"},"content":{"rendered":"\n
Younited is excited to announce a major enhancement to its instant credit offering, powered by the latest advancements in open banking technology. This new product feature marks a significant step forward in making credit access faster and more accurate across Europe.<\/p>\n\n\n\n
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What makes our new credit solution stand out?<\/h2>\n<\/div>\n\n\n
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More accurate<\/h3>\n\n\n\n
Enhanced integration provides a comprehensive, up-to-date view of finances for more precise affordability assessments.<\/p>\n<\/div>\n<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
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Better experience<\/h3>\n\n\n\n
The instant credit solution simplifies applications, reducing documentation for a smoother user experience.<\/p>\n<\/div>\n<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
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More inclusive<\/h3>\n\n\n\n
Real-time financial data makes credit offers more inclusive and tailored to diverse financial situations.<\/p>\n<\/div>\n<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n<\/div>\n<\/div>\n\n\n\n
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<\/span>5<\/span>sec<\/span><\/p>
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is all it takes to complete credit applications with our new integration, compared to the days or weeks required with traditional processes.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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<\/span>2<\/span><\/span><\/p>
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that\u2019s the number of documents we need to process a credit application with our new integration, streamlining the process like never before.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Anyone seeking credit, whether for a loan or a retail purchase, deserves an ultra-fast and hassle-free experience. Thanks to open banking capabilities and our partnership with Tink, we are now able to deliver this promise of instant credit decisions at scale \u2013 a first in Europe.<\/p>\n\t
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