{"id":866,"date":"2024-04-18T09:09:45","date_gmt":"2026-05-11T17:34:00","guid":{"rendered":"https:\/\/younited.com\/group\/job\/risk-2\/"},"modified":"2026-06-08T14:54:17","modified_gmt":"2026-06-08T14:54:17","slug":"risk","status":"publish","type":"job","link":"https:\/\/younited.com\/group\/pt\/empregos\/risk\/","title":{"rendered":"Conhece a equipa de Risk &amp; Pricing"},"content":{"rendered":"\n\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-media-text is-style-light has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text alignwide has-media-on-the-right is-stacked-on-mobile is-vertically-aligned-center\"><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-06b7c649 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a0f07363 wp-block-group-is-layout-constrained\">\n<p>Este papel \u00e9 fundamental para salvaguardar os ativos e a reputa\u00e7\u00e3o da Younited, bem como para apoiar a tomada de decis\u00f5es informadas para uma expans\u00e3o r\u00e1pida e adapta\u00e7\u00e3o ao mercado. Cumprimos esta miss\u00e3o utilizando an\u00e1lises avan\u00e7adas para avalia\u00e7\u00e3o do risco de cr\u00e9dito, preven\u00e7\u00e3o de fraude e efici\u00eancia operacional.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/careers.younited-credit.com\/?department=Risk%20%26%20Data\" target=\"_blank\">Consulta as posi\u00e7\u00f5es abiertas<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1040\" height=\"652\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/risk-header.jpg\" alt=\"risk header\" class=\"wp-image-808 size-media-text-2x\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/risk-header.jpg 1040w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/risk-header-1024x642.jpg 1024w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/risk-header-768x481.jpg 768w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/risk-header-179x112.jpg 179w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/risk-header-260x163.jpg 260w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/risk-header-520x326.jpg 520w\" sizes=\"auto, (max-width: 1040px) 100vw, 1040px\" \/><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-default wp-pattern wp-pattern-text has-global-padding is-layout-constrained wp-container-core-group-is-layout-0251b133 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a0f07363 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">What we do<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A nossa equipa de Credit Portfolio Management<\/strong> tem a miss\u00e3o de permitir que a Younited distribua a sua origina\u00e7\u00e3o de empr\u00e9stimos a investidores externos, validando assim o seu modelo de origem para distribuir. A equipa participa em todo o processo de origina\u00e7\u00e3o, desde a defini\u00e7\u00e3o de padr\u00f5es de subscri\u00e7\u00e3o, estimativa do custo do risco at\u00e9 \u00e0 estrutura\u00e7\u00e3o e venda da carteira.<\/li>\n\n\n\n<li><strong>A nossa equipa de Credit Strategy<\/strong> \u00e9 respons\u00e1vel por manter sob controlo os n\u00edveis de risco, ao mesmo tempo que permite uma experi\u00eancia de utilizador flu\u00edda. A gest\u00e3o da estrat\u00e9gia de cr\u00e9dito \u00e9 uma equipa internacional din\u00e2mica que se baseia em tecnologias de ponta e processamento de dados para desenhar e assegurar a efici\u00eancia do seu sistema de tomada de decis\u00f5es.<\/li>\n\n\n\n<li><strong>A nossa equipa de ERM<\/strong> \u00e9 respons\u00e1vel pela gest\u00e3o dos riscos operacionais a n\u00edvel do grupo e garante que cumprimos com os nossos desafios comerciais respeitando a toler\u00e2ncia ao risco definida pelo Conselho.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/careers.younited-credit.com\/?department=Risk%20%26%20Data\">Consulta as posi\u00e7\u00f5es abertas<\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A nossa miss\u00e3o \u00e9 equilibrar estrategicamente o risco e a recompensa, assegurando um crescimento sustent\u00e1vel e o cumprimento regulamentar.<\/p>\n","protected":false},"featured_media":807,"template":"","meta":{"_acf_changed":true,"content-type":"","job_cta_link_url":"","job_cta_link_title":"","job_cta_link_target":"","job_cta_link_rel":""},"class_list":["post-866","job","type-job","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<title>Conhece a equipa de Risk &amp; 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