{"id":1016,"date":"2023-09-14T10:19:51","date_gmt":"2026-05-11T17:39:37","guid":{"rendered":"https:\/\/younited.com\/group\/press\/younited-expands-its-insurance-with-younited-care\/"},"modified":"2026-06-12T16:44:30","modified_gmt":"2026-06-12T16:44:30","slug":"younited-expands-its-insurance-with-younited-care","status":"publish","type":"press","link":"https:\/\/younited.com\/group\/en\/pressroom\/younited-expands-its-insurance-with-younited-care\/","title":{"rendered":"Younited expands its insurance with Younited Care"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1320\" height=\"495\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269.jpg\" alt=\"moto route\" class=\"wp-image-876\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269.jpg 1320w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269-1024x384.jpg 1024w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269-768x288.jpg 768w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269-299x112.jpg 299w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269-260x98.jpg 260w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269-520x195.jpg 520w\" sizes=\"auto, (max-width: 1320px) 100vw, 1320px\" \/><\/figure>\n\n\n\n<p>Beyond credit application with Younited, Europe\u2019s leading instant credit provider, it will soon be possible to take out insurance tailored to the equipment or project financed, with just a few clicks and no hidden costs. To accelerate the roll-out of this new offer, Younited has chosen Insurtech Owen and its embedded insurance solution.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The strategic context for Younited<\/h2>\n\n\n\n<p>For several years now, Younited has offered borrower\u2019s insurance, accessible when taking out a loan, to protect its customers during the repayment period.<\/p>\n\n\n\n<p>Today, Younited is launching Younited Care, which marks the expansion of its insurance offering with a range that will be progressively enriched. This step marks a key moment for Younited, which is consolidating its positioning in its 4 key markets:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>credit, directly or via partners with its historic Younited Credit offering,<\/li>\n\n\n\n<li>instant credit payment, in partnership with merchants via the Younited Pay solution,<\/li>\n\n\n\n<li>financial education and budget optimization, with the Younited Coach solution launched in 2022,<\/li>\n\n\n\n<li>and insurance, with the new, expanded Younited Care range.<\/li>\n<\/ul>\n\n\n\n<p class=\"is-style-subtitle\"><p><em>\u00ab\u00a0The Younited platform gives our consumers access to instant credit, payment in instalments, and our budget optimization coach. The addition of the Younited Care insurance solution is perfectly in line with our commitment to provide simple, fast, and personalized services to support and protect our customers in all their projects.<\/em><em>\u00a0\u00bb<\/em><br \/>\n<strong>Fran\u00e7ois de Bodinat, Chief Product Officer of Younited<\/strong><\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Younited Care\u2019s roadmap<\/h2>\n\n\n\n<p>Launched in France in October 2023, and in a particularly difficult inflationary context, the service will first offer Younited users an \u00ab&nbsp;Income guarantee&nbsp;\u00bb, with coverage of household expenses of up to \u20ac1,800 per month for one year, particularly in the event of redundancy, health problems, etc.<\/p>\n\n\n\n<p>More broadly, the company\u2019s ambition is to offer, at the time of taking out a loan with Younited or a partner merchant, a set of reinforced protections against various life hazards: sudden drop in standard of living, vehicle damaged during repayment, cancellation of a nice trip, loss, theft, or breakage of an insured product, etc.<\/p>\n\n\n\n<p>Eventually, Younited plans to roll out Younited Care in its other European markets. More than a million customers will benefit from enhanced protection to better support them in their day-to-day lives.<\/p>\n\n\n\n<p class=\"is-style-subtitle\"><p><em>\u00ab <\/em><em>Our objective was to offer our customers a new range of insurance products to better protect them. To achieve this, we chose Owen: for the recognized insurance expertise of their founders, and for the ability of their technological platform to make the best products on the market easily accessible<\/em><em>.<\/em> <em>\u00bb<\/em><br \/>\n<strong>R\u00e9mi Perry, Chief Strategy Officer of Younited<\/strong><\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How the first offer launched with Owen works<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>With Younited Care, a customer can choose to add additional protection when taking out a loan, directly in the <a href=\"https:\/\/younited.com\/fr\/\">Younited<\/a> customer path (taking out a personal loan or paying via <a href=\"https:\/\/younited.com\/group\/en\/partners\/pay\">Younited Pay<\/a>).<\/li>\n\n\n\n<li>Owen protections, like all affinity insurance products, are optional and their prices vary according to the level of coverage desired by the customer.<\/li>\n\n\n\n<li>Once the loan and insurance(s) have been taken out, the customer receives his or her insurance contract and, in the event of a claim, benefits from rapid, automated handling by Owen\u2019s services.<\/li>\n<\/ul>\n\n\n\n<p class=\"is-style-subtitle\"><p><em>\u00ab\u00a0Our API, the first of its kind for an Insurtech, enabled Younited to expand its insurance range in just a few weeks. Our offers are fully embedded in the various personal loan application journeys, ensuring an extremely fluid underwriting experience and an optimal customer adoption rate<\/em><em>.<\/em><em> \u00bb<br \/>\n<\/em><strong>Thibault Masson and Pierre-Olivier Grall, co-founders of Owen<\/strong><\/p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button gtag-download-wp\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/14092023-younited-pr-ycare-owen-eng.pdf\">Download<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-default has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"block block-content-picking wp-pattern-content-picking wp-block-beapi-dynamic-block alignwide\" data-type=\"dynamic\" data-layout=\"grid\" data-post-type=\"press\">\n\t\t\t\n\n<div class=\"block-content-picking block-content-picking--press block-content-picking--grid block-content-picking--press-grid\" data-grid=\"3\">\n\t\n<div class=\"block-content-picking__header \">\n\t<h2 class=\"wp-block-heading is-style-h2\">Latest news<\/h2><\/div>\n\t<ul class=\"block-content-picking__list\">\n\t\t\t\t\t<li class=\"block-content-picking__list-item\">\n\t\t\t\t<div class=\"crd crd-press crd-press--grid\" data-seo-container>\n\t<div class=\"crd__content\">\n\t\t<ul class=\"post-terms no-list-style\">\n\t\t\t<li class=\"post-terms__item post-terms__item post-terms__item--pill\">Corporate news<\/li><li class=\"post-terms__item\">Press release<\/li>\t\t<\/ul>\n\t\t<p class=\"crd__title is-style-subtitle\">\n\t\t\t<a href=\"https:\/\/younited.com\/group\/en\/pressroom\/successful-transformation-revenue-growth-and-profitability\/\" data-seo-target>\n\t\t\t\tSuccessful transformation led to 54% annual revenue growth and attainment of profitability\t\t\t<\/a>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t\t<li class=\"block-content-picking__list-item\">\n\t\t\t\t<div class=\"crd crd-press crd-press--grid\" data-seo-container>\n\t<div class=\"crd__content\">\n\t\t<ul class=\"post-terms no-list-style\">\n\t\t\t<li class=\"post-terms__item post-terms__item post-terms__item--pill\">Nuove partnership<\/li><li class=\"post-terms__item\">Comunicato stampa<\/li>\t\t<\/ul>\n\t\t<p class=\"crd__title is-style-subtitle\">\n\t\t\t<a href=\"https:\/\/younited.com\/group\/it\/sala-stampa\/younited-punta-sui-pagamenti-rateali-e-accelera-grazie-a-partnership-strategiche-nel-settore-tech-e-dei-pagamenti\/\" data-seo-target>\n\t\t\t\tYounited punta sui pagamenti rateali e accelera grazie a partnership strategiche nel settore tech e dei pagamenti\t\t\t<\/a>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t\t<li class=\"block-content-picking__list-item\">\n\t\t\t\t<div class=\"crd crd-press crd-press--grid\" data-seo-container>\n\t<div class=\"crd__content\">\n\t\t<ul class=\"post-terms no-list-style\">\n\t\t\t<li class=\"post-terms__item post-terms__item post-terms__item--pill\">Nouveau partenariat<\/li><li class=\"post-terms__item\">Communiqu\u00e9 de presse<\/li>\t\t<\/ul>\n\t\t<p class=\"crd__title is-style-subtitle\">\n\t\t\t<a href=\"https:\/\/younited.com\/group\/fr\/presse\/younited-accelere-sur-le-paiement-en-plusieurs-grace-a-des-partenariats-strategiques-au-sein-de-lecosysteme-paiement-tech\/\" data-seo-target>\n\t\t\t\tYounited acc\u00e9l\u00e8re sur le paiement en plusieurs fois gr\u00e2ce \u00e0 des partenariats strat\u00e9giques au sein de l\u2019\u00e9cosyst\u00e8me Paiement &amp; Tech\t\t\t<\/a>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n","protected":false},"featured_media":876,"template":"","meta":{"_acf_changed":false,"content-type":""},"press_tag":[256],"press_type":[259],"class_list":["post-1016","press","type-press","status-publish","has-post-thumbnail","hentry","press_tag-product-launch","press_type-press-release"],"acf":[],"yoast_head":"<title>Younited expands its insurance with Younited Care - 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