{"id":1042,"date":"2022-07-20T15:32:21","date_gmt":"2026-05-11T17:39:44","guid":{"rendered":"https:\/\/younited.com\/group\/press\/portugueses-pediram-38-milhoes-para-ferias-em-2024\/"},"modified":"2026-05-11T17:54:40","modified_gmt":"2026-05-11T17:54:40","slug":"portugueses-pediram-38-milhoes-para-ferias-em-2024","status":"publish","type":"press","link":"https:\/\/younited.com\/group\/pt\/sala-de-imprensa\/portugueses-pediram-38-milhoes-para-ferias-em-2024\/","title":{"rendered":"Portugueses j\u00e1 pediram \u20ac38 milh\u00f5es para f\u00e9rias nos primeiros seis meses do ano"},"content":{"rendered":"<figure class=\"wp-block-image size-full \"><img decoding=\"async\" src=\"https:\/\/younited.com\/wp-content\/uploads\/2023\/12\/travel-by-train-woman-passenger-with-suitcase-waiting-in-railway-station-2-e1702837134202.png\" class=\"\" alt=\"travel by train, woman passenger with suitcase waiting in railway station 2\" \/><\/figure>\n\n<ul class=\"wp-block-list\"><li>Em 2021 foram solicitados \u00e0 Younited mais 32% de cr\u00e9ditos que em 2019;<\/li><li>No primeiro semestre de 2022, foram pedidos 7885 cr\u00e9ditos, um crescimento de 245%,<br \/>\ncomparado com per\u00edodo hom\u00f3logo de 2020;<\/li><li>Entre janeiro e junho os portugueses solicitaram \u00e0 Younited cerca de 38 milh\u00f5es de euros<br \/>\npara as suas f\u00e9rias, num total de 25 476 pedidos.<\/li><\/ul>\n\n<p>A Younited, marketplace de cr\u00e9dito ao consumo l\u00edder na Europa Continental, acaba de divulgar dados dos cr\u00e9ditos solicitados em Portugal durante os \u00faltimos quatro anos, que demonstram a for\u00e7a da pandemia na mudan\u00e7a de h\u00e1bitos de consumo dos portugueses. O n\u00famero de cr\u00e9ditos solicitados na categoria \u201cF\u00e9rias\u201d registou um aumento de 32%, entre 2019 e 2021. Nos primeiros seis meses de 2022, os pedidos nesta categoria subiram 245%, comparativamente ao mesmo per\u00edodo de 2020.<\/p>\n\n<p>A pandemia provocada pela Covid-19 fechou os portugueses e o resto do mundo em casa, levando a que n\u00e3o s\u00f3 os rendimentos das fam\u00edlias tenham sofrido altera\u00e7\u00f5es, como tamb\u00e9m os h\u00e1bitos e comportamentos das mesmas. Hoje, a vontade de sair de casa e explorar o pa\u00eds e o mundo \u00e9 consideravelmente maior, quando se analisa o n\u00famero de cr\u00e9ditos concedidos com destino \u00e0s f\u00e9rias das fam\u00edlias portuguesas.<\/p>\n\n<p>Em 2019, foram pedidos \u00e0 fintech europeia cerca de \u20ac36 milh\u00f5es de euros. J\u00e1 em 2022, s\u00f3 nos primeiros seis meses do ano, j\u00e1 foram pedidos \u00e0 Younited cerca de \u20ac38 milh\u00f5es, mais \u20ac18 milh\u00f5es face ao per\u00edodo hom\u00f3logo de 2019. Comparativamente ao primeiro semestre de 2020, a Younited regista um aumento de 245% dos cr\u00e9ditos solicitados destinados a \u201cF\u00e9rias\u201d: de janeiro a julho de 2020 foram pedidos 2285 cr\u00e9ditos, menos 5600 que os 7885 cr\u00e9ditos demandados no primeiro semestre de 2022.<\/p>\n\n<p>Tamb\u00e9m o perfil do consumidor que tem vindo a solicitar este tipo de cr\u00e9dito tem vindo a sofrer altera\u00e7\u00f5es. Em 2019, a m\u00e9dia de idades dos consumidores de cr\u00e9ditos destinados a \u201cF\u00e9rias\u201d era de 39 anos. J\u00e1 em 2020 a m\u00e9dia de idades sofre um decr\u00e9scimo, para os 38 anos. No ano de 2021, em m\u00e9dia, os consumidores tinham 45 anos, menos um que a m\u00e9dia de idades dos clientes de 2022. Por outro lado, a m\u00e9dia de prazo da liquida\u00e7\u00e3o tem vindo a diminuir: se em 2019, os portugueses escolheram um prazo m\u00e9dio de liquida\u00e7\u00e3o de 59 meses, em 2020 este viu-se reduzido para um per\u00edodo m\u00e9dio em 3 meses. Em 2021 e 2022, o tempo m\u00e9dio de liquida\u00e7\u00e3o contratualizado manteve-se nos 55 meses.<\/p>\n\n<p class=\"is-style-subtitle\"><p>\u201cO ano de 2022 marca um importante ponto de viragem na vida dos portugueses. \u00c9 o ano do regresso ao \u201cnormal\u201d, das liberdades. As pessoas querem sair, explorar aquilo que Portugal, a Europa e o resto do mundo t\u00eam para oferecer, as fam\u00edlias querem sair de casa. Infelizmente, quando nos prepar\u00e1vamos para que tudo voltasse a um cen\u00e1rio pr\u00e9-pand\u00e9mico, rebentou uma guerra na Europa, que desde o seu in\u00edcio mostrou influenciar o or\u00e7amento de fam\u00edlias, em todo o mundo.\u201d<br \/>\n<strong>Annie Criscenti, Deputy CEO da Younited Portugal<\/strong><\/p><\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button gtag-download-wp\"><a class=\"wp-block-button__link wp-element-button \" href=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/pr-credito-ferias.pdf\">Download<\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-features-image-text wp-pattern--3-col has-global-padding is-layout-constrained wp-container-core-group-is-layout-a82a1774 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-2cbdae63 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\">Artigos de imprensa relacionados<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-light-background-color has-background is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-8f09378b wp-block-group-is-layout-flex\" style=\"border-top-left-radius:var(--wp--preset--border-radius--2-xl);border-top-right-radius:var(--wp--preset--border-radius--2-xl);border-bottom-left-radius:var(--wp--preset--border-radius--2-xl);border-bottom-right-radius:var(--wp--preset--border-radius--2-xl);padding-top:var(--wp--preset--spacing--2-xs);padding-right:var(--wp--preset--spacing--2-xs);padding-bottom:var(--wp--preset--spacing--2-xs);padding-left:var(--wp--preset--spacing--2-xs)\">\n<figure class=\"wp-block-image wp-image-913\"><img loading=\"lazy\" decoding=\"async\" width=\"940\" height=\"600\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/jornal-de-negocios-logo-site-cintesis.jpg\" alt=\"Jornal de negocios logo site cintesis\" class=\"wp-image-913\" style=\"aspect-ratio:71\/40;object-fit:cover\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/jornal-de-negocios-logo-site-cintesis.jpg 940w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/jornal-de-negocios-logo-site-cintesis-768x490.jpg 768w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/jornal-de-negocios-logo-site-cintesis-175x112.jpg 175w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/jornal-de-negocios-logo-site-cintesis-260x166.jpg 260w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/jornal-de-negocios-logo-site-cintesis-520x332.jpg 520w\" sizes=\"auto, (max-width: 940px) 100vw, 940px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-54b15878 wp-block-group-is-layout-constrained\" style=\"padding-right:var(--wp--preset--spacing--l);padding-bottom:var(--wp--preset--spacing--l);padding-left:var(--wp--preset--spacing--l)\"><h3 class=\"wp-block-heading is-style-h4\">Negocios<\/h3>\n\n<p class=\"has-text-secondary-color has-text-color has-link-color\"><strong>30\/07\/2022<\/strong><br \/><a href=\"https:\/\/www.jornaldenegocios.pt\/mercados\/credito\/detalhe\/credito-pedido-pelas-familias-a-younited-para-ferias-dispara-245-para-38-milhoes\" target=\"_blank\" rel=\"noreferrer noopener\">Read article<\/a><\/p>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-default has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"block block-content-picking wp-pattern-content-picking wp-block-beapi-dynamic-block alignwide\" data-type=\"dynamic\" data-layout=\"grid\" data-post-type=\"press\">\n\t\t\t\n\n<div class=\"block-content-picking block-content-picking--press block-content-picking--grid block-content-picking--press-grid\" data-grid=\"3\">\n\t\n<div class=\"block-content-picking__header \">\n\t<h2 class=\"wp-block-heading is-style-h2\">\u00daltimas not\u00edcias<\/h2><\/div>\n\t<ul class=\"block-content-picking__list\">\n\t\t\t\t\t<li class=\"block-content-picking__list-item\">\n\t\t\t\t<div class=\"crd crd-press crd-press--grid\" data-seo-container>\n\t<div class=\"crd__content\">\n\t\t<ul class=\"post-terms no-list-style\">\n\t\t\t<li class=\"post-terms__item post-terms__item post-terms__item--pill\">Corporate news<\/li><li class=\"post-terms__item\">Press release<\/li>\t\t<\/ul>\n\t\t<p class=\"crd__title is-style-subtitle\">\n\t\t\t<a href=\"https:\/\/younited.com\/group\/en\/pressroom\/successful-transformation-revenue-growth-and-profitability\/\" data-seo-target>\n\t\t\t\tSuccessful transformation led to 54% annual revenue growth and attainment of profitability\t\t\t<\/a>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t\t<li class=\"block-content-picking__list-item\">\n\t\t\t\t<div class=\"crd crd-press crd-press--grid\" data-seo-container>\n\t<div class=\"crd__content\">\n\t\t<ul class=\"post-terms no-list-style\">\n\t\t\t<li class=\"post-terms__item post-terms__item post-terms__item--pill\">Nuove partnership<\/li><li class=\"post-terms__item\">Comunicato stampa<\/li>\t\t<\/ul>\n\t\t<p class=\"crd__title is-style-subtitle\">\n\t\t\t<a href=\"https:\/\/younited.com\/group\/it\/sala-stampa\/younited-punta-sui-pagamenti-rateali-e-accelera-grazie-a-partnership-strategiche-nel-settore-tech-e-dei-pagamenti\/\" data-seo-target>\n\t\t\t\tYounited punta sui pagamenti rateali e accelera grazie a partnership strategiche nel settore tech e dei pagamenti\t\t\t<\/a>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t\t<li class=\"block-content-picking__list-item\">\n\t\t\t\t<div class=\"crd crd-press crd-press--grid\" data-seo-container>\n\t<div class=\"crd__content\">\n\t\t<ul class=\"post-terms no-list-style\">\n\t\t\t<li class=\"post-terms__item post-terms__item post-terms__item--pill\">Nouveau partenariat<\/li><li class=\"post-terms__item\">Communiqu\u00e9 de presse<\/li>\t\t<\/ul>\n\t\t<p class=\"crd__title is-style-subtitle\">\n\t\t\t<a href=\"https:\/\/younited.com\/group\/fr\/presse\/younited-accelere-sur-le-paiement-en-plusieurs-grace-a-des-partenariats-strategiques-au-sein-de-lecosysteme-paiement-tech\/\" data-seo-target>\n\t\t\t\tYounited acc\u00e9l\u00e8re sur le paiement en plusieurs fois gr\u00e2ce \u00e0 des partenariats strat\u00e9giques au sein de l\u2019\u00e9cosyst\u00e8me Paiement &amp; Tech\t\t\t<\/a>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n\n\n\n<\/div>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"content-type":""},"press_tag":[305],"press_type":[299],"class_list":["post-1042","press","type-press","status-publish","hentry","press_tag-apresentacao-de-resultados","press_type-comunicado-de-imprensa"],"acf":[],"yoast_head":"<title>Portugueses j\u00e1 pediram \u20ac38 milh\u00f5es para f\u00e9rias nos primeiros seis meses do ano - B2B Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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