{"id":1046,"date":"2023-09-14T16:45:21","date_gmt":"2026-05-11T17:39:45","guid":{"rendered":"https:\/\/younited.com\/group\/press\/younited-care\/"},"modified":"2026-06-10T13:53:02","modified_gmt":"2026-06-10T13:53:02","slug":"younited-care","status":"publish","type":"press","link":"https:\/\/younited.com\/group\/it\/sala-stampa\/younited-care\/","title":{"rendered":"Younited Care"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1320\" height=\"495\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269.jpg\" alt=\"moto route\" class=\"wp-image-876\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269.jpg 1320w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269-1024x384.jpg 1024w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269-768x288.jpg 768w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269-299x112.jpg 299w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269-260x98.jpg 260w, https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/moto-route-e1702636347269-520x195.jpg 520w\" sizes=\"auto, (max-width: 1320px) 100vw, 1320px\" \/><\/figure>\n\n\n\n<p>Beyond credit application with Younited, Europe\u2019s leading instant credit provider, it will soon be possible to take out insurance tailored to the equipment or project financed, with just a few clicks and no hidden costs. To accelerate the roll-out of this new offer, Younited has chosen Insurtech Owen and its embedded insurance solution.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The strategic context for Younited<\/h2>\n\n\n\n<p>For several years now, Younited has offered borrower\u2019s insurance, accessible when taking out a loan, to protect its customers during the repayment period.<\/p>\n\n\n\n<p>Today, Younited is launching Younited Care, which marks the expansion of its insurance offering with a range that will be progressively enriched. This step marks a key moment for Younited, which is consolidating its positioning in its 4 key markets:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>credit, directly or via partners with its historic Younited Credit offering,<\/li>\n\n\n\n<li>instant credit payment, in partnership with merchants via the Younited Pay solution,<\/li>\n\n\n\n<li>financial education and budget optimization, with the Younited Coach solution launched in 2022,<\/li>\n\n\n\n<li>and insurance, with the new, expanded Younited Care range.<\/li>\n<\/ul>\n\n\n\n<p class=\"is-style-subtitle\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Younited Care\u2019s roadmap<\/h2>\n\n\n\n<p>Launched in France in October 2023, and in a particularly difficult inflationary context, the service will first offer Younited users an \u00ab&nbsp;Income guarantee&nbsp;\u00bb, with coverage of household expenses of up to \u20ac1,800 per month for one year, particularly in the event of redundancy, health problems, etc.<\/p>\n\n\n\n<p>More broadly, the company\u2019s ambition is to offer, at the time of taking out a loan with Younited or a partner merchant, a set of reinforced protections against various life hazards: sudden drop in standard of living, vehicle damaged during repayment, cancellation of a nice trip, loss, theft, or breakage of an insured product, etc.<\/p>\n\n\n\n<p>Eventually, Younited plans to roll out Younited Care in its other European markets. More than a million customers will benefit from enhanced protection to better support them in their day-to-day lives.<\/p>\n\n\n\n<p class=\"is-style-subtitle\"><p><em>\u00ab <\/em><em>Our objective was to offer our customers a new range of insurance products to better protect them. To achieve this, we chose Owen: for the recognized insurance expertise of their founders, and for the ability of their technological platform to make the best products on the market easily accessible<\/em><em>.<\/em> <em>\u00bb<\/em><br \/>\n<strong>R\u00e9mi Perry, Chief Strategy Officer of Younited<\/strong><\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How the first offer launched with Owen works<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>With Younited Care, a customer can choose to add additional protection when taking out a loan, directly in the <a href=\"https:\/\/younited.com\/it\/\">Younited<\/a> customer path (taking out a personal loan or paying via <a href=\"https:\/\/younited.com\/partners\/en\/\">Younited Pay<\/a>).<\/li>\n\n\n\n<li>Owen protections, like all affinity insurance products, are optional and their prices vary according to the level of coverage desired by the customer.<\/li>\n\n\n\n<li>Once the loan and insurance(s) have been taken out, the customer receives his or her insurance contract and, in the event of a claim, benefits from rapid, automated handling by Owen\u2019s services.<\/li>\n<\/ul>\n\n\n\n<p class=\"is-style-subtitle\"><p><em>\u00ab\u00a0Our API, the first of its kind for an Insurtech, enabled Younited to expand its insurance range in just a few weeks. Our offers are fully embedded in the various personal loan application journeys, ensuring an extremely fluid underwriting experience and an optimal customer adoption rate<\/em><em>.<\/em><em> \u00bb<br \/>\n<\/em><strong>Thibault Masson and Pierre-Olivier Grall, co-founders of Owen<\/strong><\/p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button gtag-download-wp\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/younited.com\/app\/uploads\/sites\/4\/2026\/05\/14092023-younited-pr-ycare-owen-eng.pdf\">Download<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-default has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"block block-content-picking wp-pattern-content-picking wp-block-beapi-dynamic-block alignwide\" data-type=\"dynamic\" data-layout=\"grid\" data-post-type=\"press\">\n\t\t\t\n\n<div class=\"block-content-picking block-content-picking--press block-content-picking--grid block-content-picking--press-grid\" data-grid=\"3\">\n\t\n<div class=\"block-content-picking__header \">\n\t<h2 class=\"wp-block-heading is-style-h2\">Ultime notizie<\/h2><\/div>\n\t<ul class=\"block-content-picking__list\">\n\t\t\t\t\t<li class=\"block-content-picking__list-item\">\n\t\t\t\t<div class=\"crd crd-press crd-press--grid\" data-seo-container>\n\t<div class=\"crd__content\">\n\t\t<ul class=\"post-terms no-list-style\">\n\t\t\t<li class=\"post-terms__item post-terms__item post-terms__item--pill\">Corporate news<\/li><li class=\"post-terms__item\">Press release<\/li>\t\t<\/ul>\n\t\t<p class=\"crd__title is-style-subtitle\">\n\t\t\t<a href=\"https:\/\/younited.com\/group\/en\/pressroom\/successful-transformation-revenue-growth-and-profitability\/\" data-seo-target>\n\t\t\t\tSuccessful transformation led to 54% annual revenue growth and attainment of profitability\t\t\t<\/a>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t\t<li class=\"block-content-picking__list-item\">\n\t\t\t\t<div class=\"crd crd-press crd-press--grid\" data-seo-container>\n\t<div class=\"crd__content\">\n\t\t<ul class=\"post-terms no-list-style\">\n\t\t\t<li class=\"post-terms__item post-terms__item post-terms__item--pill\">Nuove partnership<\/li><li class=\"post-terms__item\">Comunicato stampa<\/li>\t\t<\/ul>\n\t\t<p class=\"crd__title is-style-subtitle\">\n\t\t\t<a href=\"https:\/\/younited.com\/group\/it\/sala-stampa\/younited-punta-sui-pagamenti-rateali-e-accelera-grazie-a-partnership-strategiche-nel-settore-tech-e-dei-pagamenti\/\" data-seo-target>\n\t\t\t\tYounited punta sui pagamenti rateali e accelera grazie a partnership strategiche nel settore tech e dei pagamenti\t\t\t<\/a>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t\t<li class=\"block-content-picking__list-item\">\n\t\t\t\t<div class=\"crd crd-press crd-press--grid\" data-seo-container>\n\t<div class=\"crd__content\">\n\t\t<ul class=\"post-terms no-list-style\">\n\t\t\t<li class=\"post-terms__item post-terms__item post-terms__item--pill\">Nouveau partenariat<\/li><li class=\"post-terms__item\">Communiqu\u00e9 de presse<\/li>\t\t<\/ul>\n\t\t<p class=\"crd__title is-style-subtitle\">\n\t\t\t<a href=\"https:\/\/younited.com\/group\/fr\/presse\/younited-accelere-sur-le-paiement-en-plusieurs-grace-a-des-partenariats-strategiques-au-sein-de-lecosysteme-paiement-tech\/\" data-seo-target>\n\t\t\t\tYounited acc\u00e9l\u00e8re sur le paiement en plusieurs fois gr\u00e2ce \u00e0 des partenariats strat\u00e9giques au sein de l\u2019\u00e9cosyst\u00e8me Paiement &amp; Tech\t\t\t<\/a>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n","protected":false},"featured_media":876,"template":"","meta":{"_acf_changed":false,"content-type":""},"press_tag":[314],"press_type":[311],"class_list":["post-1046","press","type-press","status-publish","has-post-thumbnail","hentry","press_tag-lancio-prodotti","press_type-comunicato-stampa"],"acf":[],"yoast_head":"<title>Younited Care - 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