{"id":1097,"date":"2024-10-17T16:43:55","date_gmt":"2026-05-11T17:39:59","guid":{"rendered":"https:\/\/younited.com\/group\/press\/younited-and-owen-strengthen-their-partnership-with-the-launch-of-a-new-guaranteed-asset-protection-insurance-dedicated-to-car-loans\/"},"modified":"2026-05-11T17:55:02","modified_gmt":"2026-05-11T17:55:02","slug":"younited-and-owen-strengthen-their-partnership-with-the-launch-of-a-new-guaranteed-asset-protection-insurance-dedicated-to-car-loans","status":"publish","type":"press","link":"https:\/\/younited.com\/group\/en\/pressroom\/younited-and-owen-strengthen-their-partnership-with-the-launch-of-a-new-guaranteed-asset-protection-insurance-dedicated-to-car-loans\/","title":{"rendered":"Younited and Owen strengthen their partnership with the launch of a new guarantee dedicated to car loans"},"content":{"rendered":"
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Building on the initial success of their collaboration, Younited and Owen are excited to announce the launch of an expanded range of guarantees specifically designed for car loans. The \u00ab\u00a0Budget Protection\u00a0\u00bb offer – insurance that covers essential expenses in case of job loss or health issues, with a conversion rate close to 10% – now includes dedicated protections for financing both new and used vehicles.<\/p>\n\n

This innovative offer features two complementary guarantees that go beyond traditional credit insurance by also covering financial losses resulting from the destruction or theft of the vehicle financed by a Younited loan. In the event of a claim during the repayment period, customers will receive an instant repayment of their loan, along with coverage for the deductible required by their insurer. For significant purchases like a vehicle, this solution provides customers with peace of mind and financial security.<\/p>\n\n

A fast, simplified, and 100% digital subscription<\/h3>\n\n

Integrated directly into Younited’s credit platform and the marketplaces of its automotive partners, Owen’s API allows for a seamless and quick subscription process in just a few clicks, all within the Younited user environment.<\/p>\n\n

Once the guarantee is subscribed, Owen manages the entire customer relationship, including claims processing, through its fully automated online platform.<\/p>\n\n

\u201cWith this new offer, Owen and Younited are enhancing their range of embedded insurances while staying true to their commitment: to better protect consumers’ finances with simple, affordable, and user-friendly guarantees. Coupled with our seamless integration technology, we are confident in achieving even greater performance than our existing Budget Protection guarantee.\u201d
\nThibault Masson, Co-founder of Owen<\/strong><\/p><\/p>\n\n

A comprehensive 360\u00b0 offer across France and Europe<\/h3>\n\n

\u201cOwen’s expertise allows us to enrich our service offerings by precisely addressing our clients’ needs. Thanks to Owen’s advanced technology, we now provide a comprehensive protection solution, deployed not only in France but also in Italy and other countries where Younited operates.\u201d
\nR\u00e9mi Perry, Chief Strategy Officer of Younited<\/strong><\/p><\/p>\n\n

This groundbreaking range of insurances, the first of its kind to be offered through entirely digital channels, will soon expand to cover projects financed by Younited, such as energy-efficient renovations, home improvements, and travel. It will also encompass other categories of goods, including electronics.<\/p>\n\n\n

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