Younited S.A., a leading instant-credit provider in Europe, today announces that it has signed a binding offer to acquire 100 percent of the shares of helios SAS, a pioneer of a new sustainable banking model offering current accounts with payment cards, shared and premium accounts, as well as life insurance products. Through this strategic business combination, Younited and helios are joining forces to create a European champion bringing together technological excellence, innovation and environmental impact.<\/p>\n\n
The signing of the binding offer follows the period of exclusive negotiations disclosed on 25 April 2025 and marks a decisive milestone toward completion of the transaction. Closing is expected by the end of July 2025, subject to customary approvals and conditions.<\/p>\n\n
Terms of the transaction remain confidential.<\/p>\n\n
\u201cThis binding offer confirms our shared vision of a holistic, customer-centric financial experience. By combining Younited\u2019s real-time credit rails with the helios\u2019s everyday-banking and protection products, we will deliver even greater value to consumers across Europe. I am particularly excited about the prospect of Maeva and her outstanding team joining the Younited family.\u201d \u201cI am truly excited about helios joining forces with Younited. This business combination marks a decisive milestone in helios\u2019 journey, as we join a strong and well-established organization with a deeply complementary DNA. By combining social responsibility, environmental commitment, and technological innovation, this partnership gives rise to a new kind of player in Europe \u2014 one that is firmly focused on the future: the first to offer a range of financial services that are at once innovative, transparent, and purpose-driven. Together, we share the ambition to build a European leader in fintech.\u201d
\nCharles Egly, Co-founder & Group CEO of Younited<\/strong><\/p><\/p>\n\n
\nMaeva Courtois, Founder & CEO of helios<\/strong><\/p><\/p>\n\nStrategic rationale<\/h3>\n\n