{"id":1025,"date":"2023-06-05T16:43:54","date_gmt":"2026-05-11T15:46:50","guid":{"rendered":"https:\/\/younited.com\/partners\/reference\/emvo-x-younited-avantages-du-financement-dune-voiture-doccasion-avec-credit-instantane\/"},"modified":"2026-06-10T14:15:34","modified_gmt":"2026-06-10T14:15:34","slug":"emvo-x-younited-avantages-du-financement-dune-voiture-doccasion-avec-credit-instantane","status":"publish","type":"reference","link":"https:\/\/younited.com\/partners\/fr\/references\/emvo-x-younited-avantages-du-financement-dune-voiture-doccasion-avec-credit-instantane\/","title":{"rendered":"EMVO x Younited : Quels sont les avantages \u00e0 financer un VO en utilisant le cr\u00e9dit instantan\u00e9 ?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Younited pr\u00e9sent aux Etats-Majors des V\u00e9hicules d&#8217;Occasion<\/h2>\n\n\n\n<p>Younited \u00e9tait pr\u00e9sent aux Etats Majors du V\u00e9hicule d\u2019Occasion organis\u00e9s par Le Journal de l\u2019Automobile. Cet \u00e9v\u00e9nement d\u00e9di\u00e9 aux professionnels du v\u00e9hicule d\u2019occasion, \u00e9tait l\u2019opportunit\u00e9 de pr\u00e9senter notre solution de paiement par cr\u00e9dit instantan\u00e9 Younited Pay.<\/p>\n\n\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-media-text has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text alignwide has-media-on-the-right is-stacked-on-mobile is-vertically-aligned-center\"><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-06b7c649 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a0f07363 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">Une conf\u00e9rence d\u00e9di\u00e9e<\/h3>\n\n\n\n<p>L\u2019occasion pour Nicolas PELPEL, Directeur Commercial Younited, d\u2019animer une conf\u00e9rence sur le th\u00e8me : \u00ab Quels sont les avantages \u00e0 financer un VO en utilisant le cr\u00e9dit instantan\u00e9 ? \u00bb aupr\u00e8s des acteurs du secteur du v\u00e9hicule d\u2019occasion.<\/p>\n<\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1216\" height=\"608\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/nicolas-pelpel-conference-emvo-2023.webp\" alt=\"Nicolas Pelpel Conference EMVO 2023\" class=\"wp-image-871 size-media-text-2x\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/nicolas-pelpel-conference-emvo-2023.webp 1216w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/nicolas-pelpel-conference-emvo-2023-1024x512.webp 1024w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/nicolas-pelpel-conference-emvo-2023-768x384.webp 768w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/nicolas-pelpel-conference-emvo-2023-224x112.webp 224w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/nicolas-pelpel-conference-emvo-2023-260x130.webp 260w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/nicolas-pelpel-conference-emvo-2023-520x260.webp 520w\" sizes=\"auto, (max-width: 1216px) 100vw, 1216px\" \/><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>L\u2019automobile doit faire face \u00e0 de nouveaux modes d\u2019achat\u200b&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-big\">\n<li>Omnicanalit\u00e9&nbsp;: pour adresser tous les comportements d\u2019achat<\/li>\n\n\n\n<li>Instantan\u00e9it\u00e9&nbsp;: une fois d\u00e9cid\u00e9, l\u2019acheteur veut tout et tout de suite.<\/li>\n\n\n\n<li>Simplicit\u00e9&nbsp;: pour un parcours de vente align\u00e9 avec les nouveaux usages.<\/li>\n<\/ul>\n\n\n\n<p>Lorsque 93% des achats de v\u00e9hicules neufs sont effectu\u00e9s en concessions, 7 fran\u00e7ais sur 10 ont d\u00e9couvert leur prochain v\u00e9hicule en ligne.<\/p>\n\n\n\n<p>Le cr\u00e9dit affect\u00e9 reste un sujet majeur en particulier sur les VO&nbsp;: 74% des financement accord\u00e9 en 2022 concerne un cr\u00e9dit pour un v\u00e9hicule d\u2019occasion.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>De nouvelles solutions de financement existent depuis quelques ann\u00e9es,&nbsp; viennent r\u00e9volutionner les standards du secteur, et offrent de nouvelles opportunit\u00e9s pour r\u00e9pondre aux enjeux du VO : le credit instantan\u00e9.<\/p>\n\n\n\n<p>Le credit instantan\u00e9, permet \u00e0 des particuliers de souscrire \u00e0 un financement en quelques clics.<\/p>\n\n\n\n<p>Cela est possible gr\u00e2ce \u00e0 l\u2019open-banking. En pratique le particulier, connecte son compte bancaire pour partager ses donn\u00e9es de relev\u00e9e de compte, et permet \u00e0 Younited d\u2019analyser sa solvabilit\u00e9 en quelques clics, sur des crit\u00e8res r\u00e9els. Pour le vendeur de VO, via le back-office Younited, il saisie les informations produit et g\u00e9n\u00e8re un lien qu\u2019il envoi instantan\u00e9ment au client.<\/p>\n\n\n\n<p>Pour connaitre les avantages pour le client et le marchand, d\u00e9couvrez l\u2019interview de nos partenaires Finzr et ADV, concessionnaire automobile.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-dark wp-pattern wp-pattern-text has-global-padding is-layout-constrained wp-container-core-group-is-layout-0251b133 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">\u00c0 retenir<\/h2>\n\n\n\n<p>Le march\u00e9 du VO est un march\u00e9 confront\u00e9 \u00e0 une \u00e9volution des modes de consommation et de nouveaux usages de la part des clients : instantan\u00e9it\u00e9, simplicit\u00e9 et omnicanalit\u00e9.<\/p>\n\n\n\n<p>Younited Pay permet \u00e0 <strong>des marchands de VO (via des points de vente physique ou internet)<\/strong> d\u2019orienter leurs clients vers <strong>un parcours enti\u00e8rement digitalis\u00e9<\/strong> bas\u00e9 sur l\u2019Open Banking et <strong>permettant la d\u00e9livrance d\u2019un accord financement instantan\u00e9 et d\u00e9finitif<\/strong> jusqu\u2019\u00e0 50 000\u20ac.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-media-text has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center\"><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/visuel-contact.jpg\" alt=\"visuel contact\" class=\"wp-image-46 size-media-text-2x\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-06b7c649 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a0f07363 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Vous souhaitez en savoir plus sur Younited Pay ?<\/h2>\n\n\n\n<p>Nos experts vous accompagnent dans le choix et l&#8217;impl\u00e9mentation de votre solution de paiement \u00e0 cr\u00e9dit.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\">Nous contacter<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n","protected":false},"author":19,"featured_media":644,"template":"","meta":{"_acf_changed":false,"content-type":""},"solution":[497],"reference_type":[567],"business_sector":[369],"class_list":["post-1025","reference","type-reference","status-publish","has-post-thumbnail","hentry","solution-pay","reference_type-conference","business_sector-automobile"],"acf":[],"yoast_head":"<title>EMVO x Younited les 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