{"id":1093,"date":"2024-02-13T15:17:08","date_gmt":"2026-05-11T15:47:11","guid":{"rendered":"https:\/\/younited.com\/partners\/reference\/bfm-business-younited-innovation-credit\/"},"modified":"2026-06-02T13:02:17","modified_gmt":"2026-06-02T13:02:17","slug":"bfm-business-younited-innovation-credit","status":"publish","type":"reference","link":"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/","title":{"rendered":"BFM Business x Younited : Innovation at the service of credit, how can we finance our purchases faster and better?"},"content":{"rendered":"\n

BFM Business x Younited<\/h2>\n\n\n\n

Nicolas Pelpel, Sales Director at Younited, and Olivier Tremoureux, Marketing Director at Smeg France, were Fr\u00e9d\u00e9ric Simottel\u2019s guests on the Hors-S\u00e9rie Les Dossiers BFM Business programme.<\/p>\n\n\n\n

Together they discussed innovations in consumer credit, particularly for e-retailers.<\/p>\n\n\n\n

\n
\n
\n
\n

Watch the replay<\/h2>\n\n\n\n

Hors-S\u00e9rie Les Dossiers BFM Business: Innovation at the service of credit, how can we finance our purchases faster and better? \u2013 Saturday 10th February<\/p>\n\n\n\n

Watch the replay (in French only) on the BFM Business website.<\/p>\n<\/div>\n\n\n\n

\n
Watch the video <\/a><\/div>\n<\/div>\n<\/div>\n<\/div>
\"Hors<\/figure><\/div>\n<\/div>\n\n\n\n
\n

Key takeaways<\/h2>\n\n\n\n

Younited is Europe\u2019s leading instant credit provider, offering consumer loans with a fast credit decision.<\/p>\n\n\n\n

Unlike traditional credit institutions, Younited avoids risky products such as revolving credit and split payments (3x 4x), focusing on customer creditworthiness to prevent over-indebtedness.<\/p>\n\n\n\n

They offer an unrivalled consumer loan product enabling instant final credit decisions, meeting the needs of European merchants and households up to 50,000 euros for up to 84 months.<\/p>\n\n\n\n

Younited operates both directly via its website and through partnerships with banks and merchants, offering a diverse range of financing solutions<\/p>\n\n\n\n

SMEG chose the Younited Pay solution for 3 reasons:<\/p>\n\n\n\n

    \n
  • A financing solution capable of covering large amounts, particularly for the premium products offered by smeg (refrigerator, oven, etc.).<\/li>\n\n\n\n
  • An innovative solution that reflects the image of SMEG products.<\/li>\n\n\n\n
  • Younited\u2019s sales and technical teams supported the rollout from start to finish.<\/li>\n<\/ul>\n\n\n\n

    In addition to their credit services, Younited is extending its offering with Younited Coach, a free budget coaching service, and Younited Care, a budget protection affinity insurance, with the aim of offering a complete range of solutions to best support their customers\u2019 finances.<\/p>\n<\/div>\n","protected":false},"author":19,"featured_media":907,"template":"","meta":{"_acf_changed":false,"content-type":""},"solution":[494],"reference_type":[564],"business_sector":[399],"class_list":["post-1093","reference","type-reference","status-publish","has-post-thumbnail","hentry","solution-pay","reference_type-conference","business_sector-retail"],"acf":[],"yoast_head":"BFM Business x Younited : Innovation at the service of credit, how can we finance our purchases faster and better?<\/title>\n<meta name=\"description\" content=\"Nicolas Pelpel was invited by BFM business to talk about "innovation in credit: how can we finance our purchases faster and better?"\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BFM Business x Younited : Innovation at the service of credit, how can we finance our purchases faster and better?\" \/>\n<meta property=\"og:description\" content=\"Nicolas Pelpel was invited by BFM business to talk about "innovation in credit: how can we finance our purchases faster and better?"\" \/>\n<meta property=\"og:url\" content=\"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/\" \/>\n<meta property=\"og:site_name\" content=\"B2B Partners\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-02T13:02:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/webinar-ecn-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1112\" \/>\n\t<meta property=\"og:image:height\" content=\"728\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/references\\\/bfm-business-younited-innovation-credit\\\/\",\"url\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/references\\\/bfm-business-younited-innovation-credit\\\/\",\"name\":\"BFM Business x Younited : Innovation at the service of credit, how can we finance our purchases faster and better?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/references\\\/bfm-business-younited-innovation-credit\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/references\\\/bfm-business-younited-innovation-credit\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/younited.com\\\/app\\\/uploads\\\/sites\\\/3\\\/2026\\\/05\\\/webinar-ecn-1.jpg\",\"datePublished\":\"2026-05-11T15:47:11+00:00\",\"dateModified\":\"2026-06-02T13:02:17+00:00\",\"description\":\"Nicolas Pelpel was invited by BFM business to talk about \\\"innovation in credit: how can we finance our purchases faster and better?\\\"\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/references\\\/bfm-business-younited-innovation-credit\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/references\\\/bfm-business-younited-innovation-credit\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/references\\\/bfm-business-younited-innovation-credit\\\/#primaryimage\",\"url\":\"https:\\\/\\\/younited.com\\\/app\\\/uploads\\\/sites\\\/3\\\/2026\\\/05\\\/webinar-ecn-1.jpg\",\"contentUrl\":\"https:\\\/\\\/younited.com\\\/app\\\/uploads\\\/sites\\\/3\\\/2026\\\/05\\\/webinar-ecn-1.jpg\",\"width\":1112,\"height\":728,\"caption\":\"Webinar ECN (1)\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/references\\\/bfm-business-younited-innovation-credit\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/younited.com\\\/b2b-partners\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"References\",\"item\":\"https:\\\/\\\/younited.com\\\/b2b-partners\\\/fr\\\/reference\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"BFM Business x Younited : Innovation at the service of credit, how can we finance our purchases faster and better?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/#website\",\"url\":\"https:\\\/\\\/younited.com\\\/partners\\\/\",\"name\":\"B2B Partners\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/younited.com\\\/partners\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>","yoast_head_json":{"title":"BFM Business x Younited : Innovation at the service of credit, how can we finance our purchases faster and better?","description":"Nicolas Pelpel was invited by BFM business to talk about \"innovation in credit: how can we finance our purchases faster and better?\"","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/","og_locale":"en_US","og_type":"article","og_title":"BFM Business x Younited : Innovation at the service of credit, how can we finance our purchases faster and better?","og_description":"Nicolas Pelpel was invited by BFM business to talk about \"innovation in credit: how can we finance our purchases faster and better?\"","og_url":"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/","og_site_name":"B2B Partners","article_modified_time":"2026-06-02T13:02:17+00:00","og_image":[{"width":1112,"height":728,"url":"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/webinar-ecn-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/","url":"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/","name":"BFM Business x Younited : Innovation at the service of credit, how can we finance our purchases faster and better?","isPartOf":{"@id":"https:\/\/younited.com\/partners\/#website"},"primaryImageOfPage":{"@id":"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/#primaryimage"},"image":{"@id":"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/#primaryimage"},"thumbnailUrl":"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/webinar-ecn-1.jpg","datePublished":"2026-05-11T15:47:11+00:00","dateModified":"2026-06-02T13:02:17+00:00","description":"Nicolas Pelpel was invited by BFM business to talk about \"innovation in credit: how can we finance our purchases faster and better?\"","breadcrumb":{"@id":"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/#primaryimage","url":"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/webinar-ecn-1.jpg","contentUrl":"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/webinar-ecn-1.jpg","width":1112,"height":728,"caption":"Webinar ECN (1)"},{"@type":"BreadcrumbList","@id":"https:\/\/younited.com\/partners\/en\/references\/bfm-business-younited-innovation-credit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/younited.com\/partners\/fr\/"},{"@type":"ListItem","position":2,"name":"References","item":"https:\/\/younited.com\/partners\/fr\/reference\/"},{"@type":"ListItem","position":3,"name":"BFM Business x Younited : Innovation at the service of credit, how can we finance our purchases faster and better?"}]},{"@type":"WebSite","@id":"https:\/\/younited.com\/partners\/#website","url":"https:\/\/younited.com\/partners\/","name":"B2B Partners","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/younited.com\/partners\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"lang":"en","translations":{"en":1093,"fr":1094},"pll_sync_post":{},"_links":{"self":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/reference\/1093","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/reference"}],"about":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/types\/reference"}],"author":[{"embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/users\/19"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/media\/907"}],"wp:attachment":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/media?parent=1093"}],"wp:term":[{"taxonomy":"solution","embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/solution?post=1093"},{"taxonomy":"reference_type","embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/reference_type?post=1093"},{"taxonomy":"business_sector","embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/business_sector?post=1093"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}