{"id":1094,"date":"2024-02-13T15:55:15","date_gmt":"2026-05-11T15:47:11","guid":{"rendered":"https:\/\/younited.com\/partners\/reference\/bfm-business-younited-innovation-credit-2\/"},"modified":"2026-05-11T16:03:34","modified_gmt":"2026-05-11T16:03:34","slug":"bfm-business-younited-innovation-credit","status":"publish","type":"reference","link":"https:\/\/younited.com\/partners\/fr\/references\/bfm-business-younited-innovation-credit\/","title":{"rendered":"BFM Business x Younited : L&#8217;innovation au service du cr\u00e9dit, comment financer nos achats plus vite et mieux ?"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Hors-S\u00e9rie Les Dossiers BFM Business<\/h2>\n\n<p>Nicolas Pelpel, directeur commercial de Younited et Olivier Tremoureux, directeur marketing de Smeg France, \u00e9taient les invit\u00e9s de Fr\u00e9d\u00e9ric Simottel dans l&rsquo;\u00e9mission Hors-S\u00e9rie Les Dossiers BFM Business.<\/p>\n\n<p>Ensemble, ils ont \u00e9voqu\u00e9 les innovations en mati\u00e8re de cr\u00e9dit \u00e0 la consommation, notamment pour les e-commer\u00e7ants.<\/p>\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-media-text has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center has-media-on-the-right\"><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-06b7c649 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a0f07363 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><\/h3>\n\n<h3 class=\"wp-block-heading\">Voir le replay<\/h3>\n\n<p>Hors-S\u00e9rie Les Dossiers BFM Business : L&rsquo;innovation au service du cr\u00e9dit, comment financer plus vite et mieux ses achats ? &#8211; Samedi 10 f\u00e9vrier<\/p>\n\n<p>Regardez le replay sur le site de BFM Business.<\/p>\n<\/div>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.bfmtv.com\/economie\/replay-emissions\/hors-serie\/hors-serie-les-dossiers-bfm-business-l-innovation-au-service-du-credit-comment-financer-nos-achats-plus-vite-et-mieux-samedi-10-fevrier_VN-202402100440.html\" target=\"_blank\">Regarder la vid\u00e9o<\/a><\/div><\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/capture-decran-2024-02-12-175009.jpg\" alt=\"Hors serie BFM Business Nicolas pelpel\" class=\"wp-image-909 size-media-text-2x\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/capture-decran-2024-02-12-175009.jpg 1920w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/capture-decran-2024-02-12-175009-1024x576.jpg 1024w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/capture-decran-2024-02-12-175009-768x432.jpg 768w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/capture-decran-2024-02-12-175009-1536x864.jpg 1536w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/capture-decran-2024-02-12-175009-199x112.jpg 199w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/capture-decran-2024-02-12-175009-260x146.jpg 260w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/capture-decran-2024-02-12-175009-520x293.jpg 520w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure><\/div>\n<\/div>\n\n<div class=\"wp-block-group alignfull is-style-dark wp-pattern wp-pattern-text has-global-padding is-layout-constrained wp-container-core-group-is-layout-0251b133 wp-block-group-is-layout-constrained\"><h2 class=\"wp-block-heading\">\u00c0\u00a0retenir<\/h2>\n\n<p>Younited se positionne comme le leader europ\u00e9en du cr\u00e9dit instantan\u00e9, offrant des pr\u00eats \u00e0 la consommation avec une d\u00e9cision de cr\u00e9dit rapide.<\/p>\n\n<p>Contrairement aux \u00e9tablissements de cr\u00e9dit traditionnels, Younited \u00e9vite les produits risqu\u00e9s comme le cr\u00e9dit renouvelable et le paiement fractionn\u00e9 (3x 4x), mettant l&rsquo;accent sur la solvabilit\u00e9 des clients pour pr\u00e9venir le surendettement.<\/p>\n\n<p>Younited propose un produit de pr\u00eat \u00e0 la consommation in\u00e9gal\u00e9 permettant des d\u00e9cisions de cr\u00e9dit finales instantan\u00e9es, r\u00e9pondant aux besoins des marchands et des m\u00e9nages europ\u00e9ens jusqu&rsquo;\u00e0 50 000 euros jusqu&rsquo;\u00e0 84 mois.<\/p>\n\n<p>Younited op\u00e8re \u00e0 la fois en direct via son site internet et \u00e0 travers des partenariats avec des banques et des commer\u00e7ants, offrant ainsi une gamme vari\u00e9e de solutions de financement.<\/p>\n\n<p>Le choix de SMEG pour la solution Younited Pay s&rsquo;est bas\u00e9 sur 3 raisons :<\/p>\n\n\n<ul class=\"wp-block-list is-style-big\">\n<li>Une solution de financement pouvant couvrir les montants importants notamment pour les produits premiums propos\u00e9s par SMEG (r\u00e9frig\u00e9rateur, four etc&#8230;)<\/li>\n\n\n\n<li>Une solution innovante \u00e0 l&rsquo;image des produits SMEG<\/li>\n\n\n\n<li>Une \u00e9quipe commerciale et technique de Younited qui ont accompagn\u00e9 le d\u00e9ploiement de bout en bout.<\/li>\n<\/ul>\n\n\n<p>En plus de leurs services de cr\u00e9dit, Younited \u00e9tend son offre avec Younited Coach, un service gratuit de coaching budg\u00e9taire, et Younited Care, une assurance affinitaire de protection budg\u00e9taire, dans le but d&rsquo;offrir une gamme compl\u00e8te de solutions pour accompagner au mieux leurs clients dans leurs finances.<\/p><\/div>\n\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-media-text has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center\"><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/visuel-contact.jpg\" alt=\"visuel contact\" class=\"wp-image-46 size-media-text-2x\"\/><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-06b7c649 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a0f07363 wp-block-group-is-layout-constrained\">\n\n<h2 class=\"wp-block-heading\">Vous souhaitez en savoir plus sur Younited Pay?<\/h2>\n\n\n<p>Nos experts vous accompagnent dans le choix et l&#8217;impl\u00e9mentation de votre solution de paiement \u00e0 cr\u00e9dit.<\/p>\n<\/div>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" >Nous contacter<\/a><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n","protected":false},"author":0,"featured_media":910,"template":"","meta":{"_acf_changed":false,"content-type":""},"solution":[497],"reference_type":[567],"business_sector":[397],"class_list":["post-1094","reference","type-reference","status-publish","has-post-thumbnail","hentry","solution-pay","reference_type-conference","business_sector-retail"],"acf":[],"yoast_head":"<title>BFM Business x Younited : L&#039;innovation au service du cr\u00e9dit, comment financer nos achats plus vite et mieux ?<\/title>\n<meta name=\"description\" content=\"Nicolas Pelpel \u00e9tait invit\u00e9 par BFM business pour parler de &quot;L&#039;innovation au service du cr\u00e9dit, comment financer nos achats plus vite 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