{"id":1095,"date":"2024-02-22T14:43:26","date_gmt":"2026-05-11T15:47:12","guid":{"rendered":"https:\/\/younited.com\/partners\/reference\/techco-younited-ai-revisits-consumer-credit\/"},"modified":"2026-06-02T13:01:13","modified_gmt":"2026-06-02T13:01:13","slug":"techco-younited-ai-revisits-consumer-credit","status":"publish","type":"reference","link":"https:\/\/younited.com\/partners\/en\/references\/techco-younited-ai-revisits-consumer-credit\/","title":{"rendered":"Tech&amp;Co x Younited : When AI reimagines consumer lending by BFM Business"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Tech&amp;Co x Younited<\/h2>\n\n\n\n<p>Pierre-Marin Campenon, Managing Director of EU Partnerships at Younited, was a guest on Fr\u00e9d\u00e9ric Simottel\u2019s Tech&amp;Co program on BFM Business.<\/p>\n\n\n\n<p>The discussion provided an opportunity to delve into the latest advancements in lending technology, including AI and Open Banking.<\/p>\n\n\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-media-text has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text alignwide has-media-on-the-right is-stacked-on-mobile is-vertically-aligned-center\"><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-06b7c649 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a0f07363 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Watch the replay<\/h2>\n\n\n\n<p>Tech&amp;Co by BFM Business : When AI reimagines consumer lending \u2013 Saturday, February 10th, 2024<\/p>\n\n\n\n<p>Watch the replay (in French only) on the BFM Business website.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.bfmtv.com\/economie\/replay-emissions\/01-business\/quand-l-ia-revisite-le-credit-aux-particuliers-10-02_VN-202402100311.html\" target=\"_blank\">Watch the video <\/a><\/div>\n<\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"787\" height=\"442\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2.png\" alt=\"pm2\" class=\"wp-image-913 size-media-text-2x\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2.png 787w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2-768x431.png 768w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2-199x112.png 199w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2-260x146.png 260w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2-520x292.png 520w\" sizes=\"auto, (max-width: 787px) 100vw, 787px\" \/><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-dark wp-pattern wp-pattern-text has-global-padding is-layout-constrained wp-container-core-group-is-layout-0251b133 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Key takeaways<\/h2>\n\n\n\n<p>Younited is Europe\u2019s leading instant credit provider, offering consumer loans with fast credit decisions.<\/p>\n\n\n\n<p>How Younited Pay leverages the power of artificial intelligence to swiftly assess our customers\u2019 creditworthiness within seconds.<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-big\">\n<li>By utilizing Open Banking, it establishes a seamless connection between two banking institutions to access a customer\u2019s financial data.<\/li>\n\n\n\n<li>Upon receiving these banking transactions, the AI swiftly identifies various types of expenditures, conducts thorough analysis, and ultimately determines the customer\u2019s financial solvency.<\/li>\n<\/ul>\n\n\n\n<p>This cutting-edge technology offers enhanced potency and speed, rapidly gaining traction both in stores and across online platforms.<\/p>\n<\/div>\n","protected":false},"author":19,"featured_media":911,"template":"","meta":{"_acf_changed":false,"content-type":""},"solution":[494],"reference_type":[564],"business_sector":[399],"class_list":["post-1095","reference","type-reference","status-publish","has-post-thumbnail","hentry","solution-pay","reference_type-conference","business_sector-retail"],"acf":[],"yoast_head":"<title>Tech&amp;Co Business x Younited : When AI revisits consumer credit<\/title>\n<meta name=\"description\" content=\"Pierre-Marin Campenon was invited by BFM Business to discuss about &quot;AI revolution in consumer loan&quot;\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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