{"id":1096,"date":"2024-02-22T15:05:22","date_gmt":"2026-05-11T15:47:12","guid":{"rendered":"https:\/\/younited.com\/partners\/reference\/techco-younited-ia-revisite-le-credit-a-la-consommation\/"},"modified":"2026-05-11T16:03:36","modified_gmt":"2026-05-11T16:03:36","slug":"techco-younited-ia-revisite-le-credit-a-la-consommation","status":"publish","type":"reference","link":"https:\/\/younited.com\/partners\/fr\/references\/techco-younited-ia-revisite-le-credit-a-la-consommation\/","title":{"rendered":"Tech&#038;Co Business x Younited : Quand l&#8217;IA revisite le cr\u00e9dit aux particuliers"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Tech&#038;Co Business x Younited<\/h2>\n\n<p>Pierre-Marin Campenon, Directeur G\u00e9n\u00e9ral des Partenariats Europe chez Younited \u00e9tait l&rsquo;invit\u00e9 de l&rsquo;\u00e9mission Tech&amp;Co Business de Fr\u00e9d\u00e9ric Simottel sur BFM Business.<\/p>\n\n<p>Cet \u00e9change a permis de discuter des derni\u00e8res avanc\u00e9es en mati\u00e8re de technologie de cr\u00e9dit notamment des sujets li\u00e9s \u00e0 l&rsquo;utilisation de l&rsquo;Intelligence Artificielle et \u00e0 l&rsquo;Open Banking.<\/p>\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-media-text has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center has-media-on-the-right\"><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-06b7c649 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a0f07363 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><\/h3>\n\n<h3 class=\"wp-block-heading\">Regarder le replay<\/h3>\n\n<p>Tech&amp;Co Business : Quand l&rsquo;IA revisite le cr\u00e9dit aux particuliers &#8211; Samedi 10 f\u00e9vrier 2024<\/p>\n\n<p>Retrouvez le replay sur le site de BFM Business.<\/p>\n<\/div>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.bfmtv.com\/economie\/replay-emissions\/01-business\/quand-l-ia-revisite-le-credit-aux-particuliers-10-02_VN-202402100311.html\" target=\"_blank\">Regarder la vid\u00e9o<\/a><\/div><\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"787\" height=\"442\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2.png\" alt=\"pm2\" class=\"wp-image-913 size-media-text-2x\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2.png 787w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2-768x431.png 768w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2-199x112.png 199w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2-260x146.png 260w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/pm2-520x292.png 520w\" sizes=\"auto, (max-width: 787px) 100vw, 787px\" \/><\/figure><\/div>\n<\/div>\n\n<div class=\"wp-block-group alignfull is-style-dark wp-pattern wp-pattern-text has-global-padding is-layout-constrained wp-container-core-group-is-layout-0251b133 wp-block-group-is-layout-constrained\"><h2 class=\"wp-block-heading\">\u00c0\u00a0retenir<\/h2>\n\n<p>Younited est le premier fournisseur de cr\u00e9dit instantan\u00e9 en Europe, offrant des pr\u00eats \u00e0 la consommation avec des d\u00e9cisions de cr\u00e9dit instantan\u00e9s.<\/p>\n\n<p>Comment Younited Pay exploite la puissance de l&rsquo;intelligence artificielle pour \u00e9valuer rapidement la solvabilit\u00e9 des clients en quelques secondes<\/p>\n\n\n<ul class=\"wp-block-list is-style-big\">\n<li>En utilisant l&rsquo;Open Banking, Younited peut se connecter \u00e0 d&rsquo;autres institutions bancaires pour acc\u00e9der aux donn\u00e9es financi\u00e8res d&rsquo;un client.<\/li>\n\n\n\n<li>\u00c0 la r\u00e9ception de ces donn\u00e9es bancaires, l&rsquo;IA identifie rapidement les diff\u00e9rents types de d\u00e9penses, proc\u00e8de \u00e0 une analyse approfondie et d\u00e9termine finalement la solvabilit\u00e9 financi\u00e8re du client.<\/li>\n<\/ul>\n\n\n<p>Cette technologie de pointe offre une puissance et une rapidit\u00e9 accrues et gagne rapidement du terrain dans les magasins et sur les plateformes e-commerce.<\/p><\/div>\n\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-media-text has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center\"><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/visuel-contact.jpg\" alt=\"visuel contact\" class=\"wp-image-46 size-media-text-2x\"\/><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-06b7c649 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a0f07363 wp-block-group-is-layout-constrained\">\n\n<h2 class=\"wp-block-heading\">Vous souhaitez en savoir plus sur Younited Pay?<\/h2>\n\n\n<p>Nos experts vous accompagnent dans le choix et l&#8217;impl\u00e9mentation de votre solution de paiement \u00e0 cr\u00e9dit.<\/p>\n<\/div>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" >Nous contacter<\/a><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n","protected":false},"author":0,"featured_media":914,"template":"","meta":{"_acf_changed":false,"content-type":""},"solution":[497],"reference_type":[567],"business_sector":[397],"class_list":["post-1096","reference","type-reference","status-publish","has-post-thumbnail","hentry","solution-pay","reference_type-conference","business_sector-retail"],"acf":[],"yoast_head":"<title>Tech&amp;Co Business x Younited : Quand l&#039;IA revisite le cr\u00e9dit aux particuliers<\/title>\n<meta name=\"description\" content=\"Pierre-Marin Campenon a \u00e9t\u00e9 invit\u00e9 par BFM Business pour discuter de la r\u00e9volution de l&#039;IA dans le cr\u00e9dit \u00e0 la consommation\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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