{"id":1109,"date":"2024-04-29T13:21:15","date_gmt":"2026-05-11T15:47:16","guid":{"rendered":"https:\/\/younited.com\/partners\/reference\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/"},"modified":"2026-06-02T10:01:29","modified_gmt":"2026-06-02T10:01:29","slug":"paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands","status":"publish","type":"reference","link":"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/","title":{"rendered":"Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ?"},"content":{"rendered":"\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Les grands th\u00e8mes abord\u00e9s :<\/h2>\n\n\n\n<ul class=\"wp-block-list is-style-big\">\n<li>La diff\u00e9rence entre le paiement diff\u00e9r\u00e9, le paiement fractionn\u00e9 et le paiement par cr\u00e9dit en 5 fois et plus<\/li>\n\n\n\n<li>Un d\u00e9cryptage du cadre r\u00e8glementaire<\/li>\n\n\n\n<li>Les opportunit\u00e9s pour les marchands et e-marchands<\/li>\n\n\n\n<li>Un focus par secteur d\u2019activit\u00e9<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"320\" height=\"313\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2024\/04\/mockup-wp-2024-2-320x313-1.webp\" alt=\"\" class=\"wp-image-2313\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2024\/04\/mockup-wp-2024-2-320x313-1.webp 320w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2024\/04\/mockup-wp-2024-2-320x313-1-115x112.webp 115w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2024\/04\/mockup-wp-2024-2-320x313-1-177x173.webp 177w\" sizes=\"auto, (max-width: 320px) 100vw, 320px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-leadin-hubspot-form-block\">\n\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\twindow.hsFormsOnReady = window.hsFormsOnReady || [];\n\t\t\t\t\t\t\twindow.hsFormsOnReady.push(()=>{\n\t\t\t\t\t\t\t\thbspt.forms.create({\n\t\t\t\t\t\t\t\t\tportalId: 25254014,\n\t\t\t\t\t\t\t\t\tformId: \"b8651d93-f178-4e58-97a2-6c51fca0bf42\",\n\t\t\t\t\t\t\t\t\ttarget: \"#hbspt-form-1781571201000-0720786801\",\n\t\t\t\t\t\t\t\t\tregion: \"eu1\",\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t})});\n\t\t\t\t\t\t<\/script>\n\t\t\t\t\t\t<div class=\"hbspt-form\" id=\"hbspt-form-1781571201000-0720786801\"><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide has-brand-primary-20-background-color has-background is-layout-flex wp-container-core-columns-is-layout-a97feda3 wp-block-columns-is-layout-flex\" style=\"border-top-left-radius:var(--wp--preset--border-radius--l);border-top-right-radius:var(--wp--preset--border-radius--l);border-bottom-left-radius:var(--wp--preset--border-radius--l);border-bottom-right-radius:var(--wp--preset--border-radius--l);margin-top:var(--wp--preset--spacing--4-xl);margin-bottom:var(--wp--preset--spacing--4-xl);padding-top:var(--wp--preset--spacing--xl);padding-right:var(--wp--preset--spacing--xl);padding-bottom:var(--wp--preset--spacing--xl);padding-left:var(--wp--preset--spacing--xl)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>En 2023, 45 % des consommateurs fran\u00e7ais ont utilis\u00e9 des paiements \u00e9chelonn\u00e9s pour des achats d\u00e9passant 1 000 euros.<\/strong><\/p>\n\n\n\n<p>Ils \u00e9taient 20 % en 2021. L\u2019adoption des paiements en 2, 3 ou 4 fois a diminu\u00e9 de 17 points au profit des paiements en 5 fois et plus, refl\u00e9tant l\u2019\u00e9volution des besoins des consommateurs et des r\u00e9glementations.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>La persistance de l\u2019inflation en 2024 pousse 4 consommateurs sur 10 \u00e0 envisager des paiements fractionn\u00e9s pour faire face \u00e0 celle-ci.<\/p>\n\n\n\n<p>La nouvelle directive sur le cr\u00e9dit \u00e0 la consommation, vot\u00e9e fin 2023, renforce la l\u00e9gislation, touchant tous les secteurs.<\/p>\n\n\n\n<p>Ce Livre blanc offre aux commer\u00e7ants des insights essentiels pour naviguer dans ce paysage en mutation, et vous offre les cl\u00e9s pour bien comprendre les nouvelles attentes des consommateurs<\/p>\n<\/div>\n<\/div>\n","protected":false},"author":19,"featured_media":929,"template":"","meta":{"_acf_changed":false,"content-type":""},"solution":[497],"reference_type":[556],"business_sector":[397],"class_list":["post-1109","reference","type-reference","status-publish","has-post-thumbnail","hentry","solution-pay","reference_type-guide","business_sector-retail"],"acf":[],"yoast_head":"<title>Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ? - B2B Partners<\/title>\n<meta name=\"description\" content=\"Retrouvez dans ce guide toutes les tendances et les chiffres cl\u00e9s pour mieux appr\u00e9hender ce march\u00e9 en pleine mutation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ? - B2B Partners\" \/>\n<meta property=\"og:description\" content=\"Retrouvez dans ce guide toutes les tendances et les chiffres cl\u00e9s pour mieux appr\u00e9hender ce march\u00e9 en pleine mutation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/\" \/>\n<meta property=\"og:site_name\" content=\"B2B Partners\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-02T10:01:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/cover-website-600x250-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/fr\\\/references\\\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\\\/\",\"url\":\"https:\\\/\\\/younited.com\\\/partners\\\/fr\\\/references\\\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\\\/\",\"name\":\"Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ? - B2B Partners\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/fr\\\/references\\\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/fr\\\/references\\\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/younited.com\\\/app\\\/uploads\\\/sites\\\/3\\\/2026\\\/05\\\/cover-website-600x250-1.png\",\"datePublished\":\"2026-05-11T15:47:16+00:00\",\"dateModified\":\"2026-06-02T10:01:29+00:00\",\"description\":\"Retrouvez dans ce guide toutes les tendances et les chiffres cl\u00e9s pour mieux appr\u00e9hender ce march\u00e9 en pleine mutation.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/fr\\\/references\\\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/younited.com\\\/partners\\\/fr\\\/references\\\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/fr\\\/references\\\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\\\/#primaryimage\",\"url\":\"https:\\\/\\\/younited.com\\\/app\\\/uploads\\\/sites\\\/3\\\/2026\\\/05\\\/cover-website-600x250-1.png\",\"contentUrl\":\"https:\\\/\\\/younited.com\\\/app\\\/uploads\\\/sites\\\/3\\\/2026\\\/05\\\/cover-website-600x250-1.png\",\"width\":600,\"height\":250,\"caption\":\"Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/fr\\\/references\\\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/younited.com\\\/b2b-partners\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"References\",\"item\":\"https:\\\/\\\/younited.com\\\/b2b-partners\\\/reference\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/#website\",\"url\":\"https:\\\/\\\/younited.com\\\/partners\\\/\",\"name\":\"B2B Partners\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/younited.com\\\/partners\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>","yoast_head_json":{"title":"Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ? - B2B Partners","description":"Retrouvez dans ce guide toutes les tendances et les chiffres cl\u00e9s pour mieux appr\u00e9hender ce march\u00e9 en pleine mutation.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/","og_locale":"en_US","og_type":"article","og_title":"Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ? - B2B Partners","og_description":"Retrouvez dans ce guide toutes les tendances et les chiffres cl\u00e9s pour mieux appr\u00e9hender ce march\u00e9 en pleine mutation.","og_url":"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/","og_site_name":"B2B Partners","article_modified_time":"2026-06-02T10:01:29+00:00","og_image":[{"width":600,"height":250,"url":"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/cover-website-600x250-1.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/","url":"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/","name":"Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ? - B2B Partners","isPartOf":{"@id":"https:\/\/younited.com\/partners\/#website"},"primaryImageOfPage":{"@id":"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/#primaryimage"},"image":{"@id":"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/#primaryimage"},"thumbnailUrl":"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/cover-website-600x250-1.png","datePublished":"2026-05-11T15:47:16+00:00","dateModified":"2026-06-02T10:01:29+00:00","description":"Retrouvez dans ce guide toutes les tendances et les chiffres cl\u00e9s pour mieux appr\u00e9hender ce march\u00e9 en pleine mutation.","breadcrumb":{"@id":"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/#primaryimage","url":"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/cover-website-600x250-1.png","contentUrl":"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/cover-website-600x250-1.png","width":600,"height":250,"caption":"Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ?"},{"@type":"BreadcrumbList","@id":"https:\/\/younited.com\/partners\/fr\/references\/paiement-en-plusieurs-fois-quelles-opportunites-pour-les-marchands\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/younited.com\/partners\/fr\/"},{"@type":"ListItem","position":2,"name":"References","item":"https:\/\/younited.com\/partners\/reference\/"},{"@type":"ListItem","position":3,"name":"Paiement en plusieurs fois : Quelles opportunit\u00e9s pour les marchands ?"}]},{"@type":"WebSite","@id":"https:\/\/younited.com\/partners\/#website","url":"https:\/\/younited.com\/partners\/","name":"B2B Partners","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/younited.com\/partners\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"lang":"fr","translations":{"fr":1109,"en":1110},"pll_sync_post":{},"_links":{"self":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/reference\/1109","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/reference"}],"about":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/types\/reference"}],"author":[{"embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/users\/19"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/media\/929"}],"wp:attachment":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/media?parent=1109"}],"wp:term":[{"taxonomy":"solution","embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/solution?post=1109"},{"taxonomy":"reference_type","embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/reference_type?post=1109"},{"taxonomy":"business_sector","embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/business_sector?post=1109"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}