{"id":1110,"date":"2024-04-29T13:20:46","date_gmt":"2026-05-11T15:47:16","guid":{"rendered":"https:\/\/younited.com\/partners\/reference\/wp-merchant-opportunities-installment-payment-2024\/"},"modified":"2026-06-03T09:29:12","modified_gmt":"2026-06-03T09:29:12","slug":"merchant-opportunities-installment-payment-2024","status":"publish","type":"reference","link":"https:\/\/younited.com\/partners\/en\/references\/merchant-opportunities-installment-payment-2024\/","title":{"rendered":"Split payment : what opportunities will merchants have in 2024?"},"content":{"rendered":"\n\n
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\"WP<\/figure>
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The comprehensive guide to choosing the right solution.<\/h2>\n\n

Updated 29.04.2024<\/em><\/p>\n\n

For nearly a decade, the installment payment market has experienced significant growth. At the European level, it quintupled between 2019 and 2023, reaching $316 billion according to The Global Payment report. A 9% annual growth is expected between 2023 and 2027 (equivalent to the estimated revenue growth).<\/p>\n\n

Discover the latest trends in the installment payment market in this guide to meet the growing consumer demand and choose the right solution for your business.<\/p>\n<\/div>\n\n<\/div>\n<\/div><\/div>\n<\/div>\n

In 2023, 45% of French consumers used installment payments for purchases exceeding 1,000 euros, compared to 20% in 2021<\/strong>.<\/p>\r\n

The adoption of payments in 2, 3, or 4 installments decreased by 17 percentage points in favor of payments in 5 installments or more, reflecting evolving consumer needs and regulations.<\/p>\r\n

The persistence of inflation in 2024 prompts 4 out of 10 consumers to consider installment payments to cope with it.<\/p>\r\n

The new directive on consumer credit, passed at the end of 2023, strengthens legislation affecting all sectors.<\/p>\r\n<\/div>\r\n

This white paper ( in french) provides merchants with essential insights to navigate this evolving landscape and offers you the keys to understand the new expectations of consumers.<\/p>\r\n

Key themes include:<\/p>\r\n\n

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  • The distinction between deferred payment, installment payment, and credit payment in 5 installments or more.<\/li>\n\n\n\n
  • An analysis of the regulatory framework.<\/li>\n\n\n\n
  • Opportunities for merchants and e-commerce retailers.<\/li>\n\n\n\n
  • Sector-specific focus.<\/li>\n<\/ul>\n\r\n<\/div>\r\n<\/div>\n\n
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    \"visuel<\/figure>
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    <\/div>\n\n<\/div>\n<\/div><\/div>\n<\/div>\n","protected":false},"author":19,"featured_media":931,"template":"","meta":{"_acf_changed":false,"content-type":""},"solution":[494],"reference_type":[550],"business_sector":[399],"class_list":["post-1110","reference","type-reference","status-publish","has-post-thumbnail","hentry","solution-pay","reference_type-guide","business_sector-retail"],"acf":[],"yoast_head":"Split payment : what opportunities will merchants have in 2024? - B2B Partners<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/younited.com\/partners\/en\/references\/merchant-opportunities-installment-payment-2024\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Split payment : what opportunities will merchants have in 2024? - B2B Partners\" \/>\n<meta property=\"og:url\" content=\"https:\/\/younited.com\/partners\/en\/references\/merchant-opportunities-installment-payment-2024\/\" \/>\n<meta property=\"og:site_name\" content=\"B2B Partners\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-03T09:29:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/cover-website-600x250-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/references\\\/merchant-opportunities-installment-payment-2024\\\/\",\"url\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/references\\\/merchant-opportunities-installment-payment-2024\\\/\",\"name\":\"Split payment : what opportunities will merchants have in 2024? 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