A dedicated conference<\/h3>\n\n
Nicolas PELPEL, Sales Director at Younited, gave a presentation on the instant credit trends and opportunities for the used vehicle sector at a conference organised by the Journal de l\u2019Automobile.<\/p>\n<\/div>\n\n<\/div>\n<\/div> The global semiconductor crisis that has impacted the automotive industry for more than a year has affected the production capacity of car manufacturers, pushing consumers to turn to the used vehicle market, with prices constantly increasing due to the shortage of new vehicles.<\/p>\r\n<\/div>\r\n As a result of very high demand, used vehicle sellers need to know if their customers are solvent and are in a position to finance their chosen vehicle. Younited Pay offers these used vehicle sellers\u00a0an instant credit solution based on Open Banking (DSP2)<\/strong>\u00a0that is capable of granting financing approval via a website or car dealership\u00a0in less than 5 minutes.<\/strong><\/p>\r\n<\/div>\r\n<\/div>\n The used vehicle market is a fast-growing market, driven by a strong consumer interest in low-mileage and as-new vehicles. At the same time, it has been strongly impacted by the the global semiconductor crisis.<\/p>\n\n Through Younited Pay, used vehicle sellers (at dealerships or online) can now provide\u00a0their customers with a brand new digital experience to apply for a loan to buy their vehicule.<\/strong><\/p>\n\n Thanks to its leading European instant credit platform leveraging open-banking and its full banking licence, Younited can issue\u00a0an instant and definitive loan agreement for up to \u20ac50,000.<\/strong><\/p><\/div>\n\n\n Our experts help you shape the best payment experience.<\/p>\n<\/div>\n\n\n![\"conference](\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/conference-emvo.webp\")
<\/figure><\/div>\n<\/div>\nKey takeaways<\/h2>\n\n
![\"visuel](\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/visuel-contact.jpg\")
<\/figure>Interested in Younited Pay?<\/h2>\n\n\n