{"id":998,"date":"2023-05-24T08:24:17","date_gmt":"2026-05-11T15:46:42","guid":{"rendered":"https:\/\/younited.com\/partners\/reference\/como-tediber-implemento-el-primer-metodo-de-pago-basado-en-banca-abierta\/"},"modified":"2026-06-02T10:01:01","modified_gmt":"2026-06-02T10:01:01","slug":"como-tediber-implemento-el-primer-metodo-de-pago-basado-en-banca-abierta","status":"publish","type":"reference","link":"https:\/\/younited.com\/partners\/es\/referencias\/como-tediber-implemento-el-primer-metodo-de-pago-basado-en-banca-abierta\/","title":{"rendered":"Descubre c\u00f3mo Tediber ha implementado el primer m\u00e9todo de pago 100% open banking"},"content":{"rendered":"\n<blockquote class=\"block block-quote align wp-block-yuc-quote\">\n\t<p class=\"block-quote__text\">Nuestro leitmotiv siempre ha sido hacer que nuestros productos sean accesibles a todo el mundo, de forma f\u00e1cil y sencilla. Para nosotros es importante ofrecer una nueva soluci\u00f3n de pago en 12 plazos, que sea una experiencia sencilla y r\u00e1pida para nuestros clientes. Younited Pay ha sido la soluci\u00f3n ideal.<\/p>\n\t<footer class=\"block-quote__author\">\n\t\t\t\t<figure class=\"block-quote__image-wrapper\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/julien-sylvain-tediber-150x150.png\" class=\"block-quote__image\" alt=\"\" data-location=\"\" aria-hidden=\"true\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/julien-sylvain-tediber-150x150.png 150w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/julien-sylvain-tediber-112x112.png 112w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/julien-sylvain-tediber-173x173.png 173w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/julien-sylvain-tediber.png 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>\t\t<\/figure>\n\t\t\n\t\t<p class=\"block-quote__author-infos\">\n\t\t\t<cite class=\"block-quote__name\">Julien Sylvain<\/cite><span class=\"block-quote__role\">CEO, Tediber<\/span>\t\t<\/p>\n\t<\/footer>\n<\/blockquote>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">El reto<\/h3>\n\n\n\n<p>Tediber quiere ofrecer un m\u00e9todo de pago complementario a las soluciones de pago fraccionado que ya se ofrecen, que fuera tan sencillo como un pago con tarjeta de cr\u00e9dito. Teniendo un ticket medio de unos 800 euros y un p\u00fablico objetivo de perfil joven y urbano, parec\u00eda pertinente proponer una soluci\u00f3n que permitiera repartir los costes en pagos mensuales y durante un plazo ampliado de tiempo. As\u00ed, el coste ser\u00eda m\u00e1s asequible para un mayor n\u00famero de personas.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">&nbsp;La soluci\u00f3n<\/h3>\n\n\n\n<p>La soluci\u00f3n adecuada deb\u00eda basarse en un proceso totalmente digital y en las tecnolog\u00edas m\u00e1s avanzadas para satisfacer las necesidades de los clientes de Tediber. Esta es la primera soluci\u00f3n de pago europea que utiliza la agregaci\u00f3n bancaria, gracias a la segunda directiva europea de servicios de pago (PSD2). El cliente solo tiene que facilitar sus datos bancarios para contratar un pr\u00e9stamo totalmente amortizable. Nuestros modelos de scoring basados en IA proporcionan una decisi\u00f3n crediticia instant\u00e1nea.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button gtag-demo gtag-demo-popup\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/younited.com\/partners\/es\/solicitar-una-demostracion\/\">Pide una demo<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-stats wp-pattern-stats-3-columns has-global-padding is-layout-constrained wp-container-core-group-is-layout-a82a1774 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-166a6155 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\">Beneficios para Tediber<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-blockparty-key-figure\"><p class=\"wp-block-blockparty-key-figure__key\"><span class=\"wp-block-blockparty-key-figure__prefix\"><\/span><span class=\"wp-block-blockparty-key-figure__number\" data-increment=\"\" data-decimal-separator=\"none\" data-minimum-fraction-digits=\"0\"><\/span><span class=\"wp-block-blockparty-key-figure__suffix\"><\/span><\/p><p class=\"wp-block-blockparty-key-figure__description\">Una oferta adaptada a todo el cat\u00e1logo de productos<\/p><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-blockparty-key-figure\"><p class=\"wp-block-blockparty-key-figure__key\"><span class=\"wp-block-blockparty-key-figure__prefix\"><\/span><span class=\"wp-block-blockparty-key-figure__number\" data-increment=\"\" data-decimal-separator=\"none\" data-minimum-fraction-digits=\"0\"><\/span><span class=\"wp-block-blockparty-key-figure__suffix\"><\/span><\/p><p class=\"wp-block-blockparty-key-figure__description\">Aumeno del ticket medio<\/p><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-blockparty-key-figure\"><p class=\"wp-block-blockparty-key-figure__key\"><span class=\"wp-block-blockparty-key-figure__prefix\"><\/span><span class=\"wp-block-blockparty-key-figure__number\" data-increment=\"\" data-decimal-separator=\"none\" data-minimum-fraction-digits=\"0\"><\/span><span class=\"wp-block-blockparty-key-figure__suffix\"><\/span><\/p><p class=\"wp-block-blockparty-key-figure__description\">Una soluci\u00f3n integrada en el proceso de compra<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull wp-pattern wp-pattern-media-text has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"584\" height=\"561\" src=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/visuel-contact.jpg.avif\" alt=\"visuel contact\" class=\"wp-image-46 size-media-text-2x\" srcset=\"https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/visuel-contact.jpg.avif 584w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/visuel-contact-117x112.jpg.avif 117w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/visuel-contact-180x173.jpg.avif 180w, https:\/\/younited.com\/app\/uploads\/sites\/3\/2026\/05\/visuel-contact-358x344.jpg.avif 358w\" sizes=\"auto, (max-width: 584px) 100vw, 584px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-06b7c649 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a0f07363 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">\u00bfQuieres saber m\u00e1s sobre Younited Pay?<\/h2>\n\n\n\n<p>Nuestros expertos te ayudar\u00e1n en la elecci\u00f3n e implementaci\u00f3n de tu soluci\u00f3n de pago a cr\u00e9dito.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/younited.com\/partners\/es\/solicitar-una-demostracion\/\">Cont\u00e1ctanos<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n","protected":false},"author":17,"featured_media":833,"template":"","meta":{"_acf_changed":false,"content-type":""},"solution":[499],"reference_type":[513],"business_sector":[444],"class_list":["post-998","reference","type-reference","status-publish","has-post-thumbnail","hentry","solution-pay","reference_type-caso-de-exito","business_sector-hogar"],"acf":[],"yoast_head":"<title>Descubre c\u00f3mo Tediber ha implementado el primer m\u00e9todo de pago 100% open banking - B2B Partners<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/younited.com\/partners\/es\/referencias\/como-tediber-implemento-el-primer-metodo-de-pago-basado-en-banca-abierta\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta 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