{"id":613,"date":"2023-12-13T13:47:34","date_gmt":"2026-05-11T15:07:09","guid":{"rendered":"https:\/\/younited.com\/partners\/support\/investment-guarantee\/"},"modified":"2026-06-10T16:00:46","modified_gmt":"2026-06-10T16:00:46","slug":"investment-guarantee","status":"publish","type":"support","link":"https:\/\/younited.com\/partners\/en\/support\/investment-guarantee\/","title":{"rendered":"What level of guarantee does Younited Credit offer?"},"content":{"rendered":"<p><strong>The level of guarantee differs according to the investment product.<\/strong><\/p>\n<ul>\n<li><strong>Term accounts are investments guaranteed by Younited (capital and interest), and eligible for the F<\/strong><a href=\"https:\/\/www.garantiedesdepots.fr\/fr\/mission-du-fgdr\"><strong>onds de Garantie des D\u00e9p\u00f4ts et de R\u00e9solution<\/strong><\/a><strong> (up to 100,000 euros)<\/strong><\/li>\n<li><strong style=\"font-size: revert\">Units in securitization mutual funds (FCT) <u>are not guaranteed <\/u>(in capital or interest).<\/strong><\/li>\n<\/ul>\n<p><strong>Concerning units in securitization mutual funds (FCT) :<\/strong><\/p>\n<p>The investment is not guaranteed, and the product&#8217;s level of performance depends on the repayment of the receivables held in the fund&#8217;s assets.<\/p>\n<p>Nevertheless, Younited has implemented a strict risk management policy to ensure the quality of the borrowers financed, and consequently the product&#8217;s performance.<\/p>\n<p>As part of its risk management, Younited Credit has put in place the following 3 mechanisms:<br \/>\n1\u00b0 &#8211; a strict selection of Borrowers, with a scoring model and a granting policy based on best practices<br \/>\n2\u00b0 &#8211; a rigorous policy for recovering unpaid loans<br \/>\n3\u00b0 &#8211; the implementation of a mutualization system allowing Borrowers&#8217; unpaid loans to be shared among all Investors (operation by &#8220;funds&#8221;).<\/p>\n","protected":false},"template":"","category_faq":[],"target":[355],"class_list":["post-613","support","type-support","status-publish","hentry","target-investors"],"acf":[],"yoast_head":"<title>What level of guarantee does Younited Credit offer? - B2B Partners<\/title>\n<meta name=\"description\" content=\"The level of guarantee differs according to the investment product.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/younited.com\/partners\/en\/support\/investment-guarantee\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What level of guarantee does Younited Credit offer? - B2B Partners\" \/>\n<meta property=\"og:description\" content=\"The level of guarantee differs according to the investment product.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/younited.com\/partners\/en\/support\/investment-guarantee\/\" \/>\n<meta property=\"og:site_name\" content=\"B2B Partners\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-10T16:00:46+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/support\\\/investment-guarantee\\\/\",\"url\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/support\\\/investment-guarantee\\\/\",\"name\":\"What level of guarantee does Younited Credit offer? - B2B Partners\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/#website\"},\"datePublished\":\"2026-05-11T15:07:09+00:00\",\"dateModified\":\"2026-06-10T16:00:46+00:00\",\"description\":\"The level of guarantee differs according to the investment product.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/support\\\/investment-guarantee\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/support\\\/investment-guarantee\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/en\\\/support\\\/investment-guarantee\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/younited.com\\\/b2b-partners\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Supports\",\"item\":\"https:\\\/\\\/younited.com\\\/b2b-partners\\\/support\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"What level of guarantee does Younited Credit offer?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/younited.com\\\/partners\\\/#website\",\"url\":\"https:\\\/\\\/younited.com\\\/partners\\\/\",\"name\":\"B2B Partners\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/younited.com\\\/partners\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>","yoast_head_json":{"title":"What level of guarantee does Younited Credit offer? - B2B Partners","description":"The level of guarantee differs according to the investment product.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/younited.com\/partners\/en\/support\/investment-guarantee\/","og_locale":"en_US","og_type":"article","og_title":"What level of guarantee does Younited Credit offer? - B2B Partners","og_description":"The level of guarantee differs according to the investment product.","og_url":"https:\/\/younited.com\/partners\/en\/support\/investment-guarantee\/","og_site_name":"B2B Partners","article_modified_time":"2026-06-10T16:00:46+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/younited.com\/partners\/en\/support\/investment-guarantee\/","url":"https:\/\/younited.com\/partners\/en\/support\/investment-guarantee\/","name":"What level of guarantee does Younited Credit offer? - B2B Partners","isPartOf":{"@id":"https:\/\/younited.com\/partners\/#website"},"datePublished":"2026-05-11T15:07:09+00:00","dateModified":"2026-06-10T16:00:46+00:00","description":"The level of guarantee differs according to the investment product.","breadcrumb":{"@id":"https:\/\/younited.com\/partners\/en\/support\/investment-guarantee\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/younited.com\/partners\/en\/support\/investment-guarantee\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/younited.com\/partners\/en\/support\/investment-guarantee\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/younited.com\/partners\/fr\/"},{"@type":"ListItem","position":2,"name":"Supports","item":"https:\/\/younited.com\/partners\/support\/"},{"@type":"ListItem","position":3,"name":"What level of guarantee does Younited Credit offer?"}]},{"@type":"WebSite","@id":"https:\/\/younited.com\/partners\/#website","url":"https:\/\/younited.com\/partners\/","name":"B2B Partners","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/younited.com\/partners\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"lang":"en","translations":{"en":613,"fr":614},"pll_sync_post":{},"_links":{"self":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/support\/613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/support"}],"about":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/types\/support"}],"wp:attachment":[{"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/media?parent=613"}],"wp:term":[{"taxonomy":"category_faq","embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/category_faq?post=613"},{"taxonomy":"target","embeddable":true,"href":"https:\/\/younited.com\/partners\/wp-json\/wp\/v2\/target?post=613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}