Please note! This investment product is intended for professional investors only. There is no capital guarantee and performance is not guaranteed.

To access this information, please confirm that you are a professional investor.
A professional client is a client who has the experience, knowledge and competence to make his or her own investment decisions and correctly assess the risks involved. Please ensure that you are a professional investor by referring to article L. 533-16 of the French Monetary and Financial Code.
The information available on the website does not constitute an offer to subscribe or a personalised recommendation. Younited Credit may not be held liable following consultation of this information.

What is Younited?

Update on 21/06/2023

Younited is the leader in instant credit in Europe serving the e-economy. Constant innovation, disruptive technology and an exceptional user experience have resulted in nearly one million consumers being granted access to instant, simple and transparent credit solutions, enabling them to renovate their homes, finance their holidays or buy a new smartphone.

Younited offers an instant credit solution integrated into the customer experience and a single interface, for a payment or a loan, online or in store, up to €50,000 and up to 84 instalments in under 5 minutes.

Younited is the leader in 5 European countries and generates over €2 billion in GMV annually, with nearly 50% of its business outside France. As a pioneer in personalised budgeting support, Younited has a credit strategy for everyone, offering increased transparency and fairness. Younited has begun the process of applying for B-Corp certification.

Younited is licensed as a Credit Institution – Investment Services Provider by the Autorité de Contrôle Prudentiel et de Résolution (ACPR, approval no.: 16488).


Do you have any otherquestions?

My personal information or bank details have changed. How can I update them in the Younited Credit system?

To change your contact information or personal data, please contact our dedicated Younited Pay customer service department via email at or by phone at

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What documents are required to pay in instalments via Younited Pay?

The personal information required for your financing application is: a valid form of identification (French national identification card, European Union passport or residence permit) and bank account information (RIB).

We recommend having these documents available during your purchase to save you time.

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When will I receive a response to my Younited Pay financing request?

The response to your financing request is immediate.

The credit begins, with your agreement, the day the product is delivered (as long as it is not shorter than the minimum legal delay of 4 days), subject to terms of the cancellation period.

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