Please note! This investment product is intended for professional investors only. There is no capital guarantee and performance is not guaranteed.

To access this information, please confirm that you are a professional investor.
A professional client is a client who has the experience, knowledge and competence to make his or her own investment decisions and correctly assess the risks involved. Please ensure that you are a professional investor by referring to article L. 533-16 of the French Monetary and Financial Code.
The information available on the website does not constitute an offer to subscribe or a personalised recommendation. Younited Credit may not be held liable following consultation of this information.

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Level up to instant credit.

Why settle for credit when you can have instant credit?
  • Simple.
  • Fast.
  • Frictionless.
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BPI

Designed for next gen financial services

Banks

  • Launch a complete instant credit offering in just weeks
  • Already got a loan offering? what about a second best offer?

Fintechs & insurers

  • Low-code integration available for the fastest time-to-market ever
  • Looking to launch a credit offering? Go straight to instant credit

Emulators & brokers

  • Onboard the fastest loan experience on the market
  • Best-in-class API documentation and support
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Bank or Fintech? Younited gives you both

Robust as a bank
Innovative as a fintech
  • Fully regulated institution (ECB banking license)
  • The highest standards in terms of risk management, compliance & governance
  • The stability & financials to support large projects
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  • Customer Experience is our #1 priority
  • State-of-the-art multi-country tech platform
  • Flexibility to easily adapt & connect with Partners in different environments
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Plug&play
experience

Enriched
experience

White label
experience

  • Redirection to our co-branded customer journey
  • Zero integration effort
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  • Our co-branded customer journey pre-filled with your customer data
  • Better customer experience while keeping integration efforts low
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  • Embed our white-labeled lending features into your own customer journey
  • API-based integration
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How it all works

Plug&play experience
Enriched experience
White label experience

Give your customers access to the fastest and simplest loan experience

instant credit

Instant Credit

Get a final decision in seconds, not in days.

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Digital DNA

Open-banking enabled. Mobile first.

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Fast forward process

No paper. The simplest subscription process in the market.

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Clear cut conditions

No hidden fees. Simple amortizing schedule. Transparent T&Cs.

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5 min
In average to complete the customer journey
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under
1 min
to integrate our no-code solution
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4,8 /5
customer satisfaction rating
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Leading the credit revolution

Our secret sauce: open-banking

Discover the latest from Younited

Bank Enseigne
Success Stories
How Orange Bank brought the simplicity and fluidity of open banking to its customers
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Bank Telefonica Madrid
Success Stories
How based on the credit profile of its customers, Younited helped Telefonica offer a credit solution more adapted to their needs
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Success Stories
How Pitagora implemented the 100% open banking instant credit solution
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Come meet us!

All upcoming events, trade shows and webinars we will take part in across Europe.

➔
➔
France 19/09/23 ParisRetailWeek
Trade fair Retail
Younited Pay exhibits at Paris Retail Week
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Italy 04/10/23 ForumBanca2023
Trade fair Bank
Younited exhibits at Forum Banca
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Spain 30/10/23 ESHOW MADRID 2023
Trade fair Retail
Younited Pay exhibits at E-show Madrid 2023
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Credit institution regulated by the ACPR (Banque de France)
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Fully committed to 100% responsible financing
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Over 1,000,000 customers trust us
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