Please note! This investment product is intended for professional investors only. There is no capital guarantee and performance is not guaranteed.

To access this information, please confirm that you are a professional investor.
A professional client is a client who has the experience, knowledge and competence to make his or her own investment decisions and correctly assess the risks involved. Please ensure that you are a professional investor by referring to article L. 533-16 of the French Monetary and Financial Code.
The information available on the website does not constitute an offer to subscribe or a personalised recommendation. Younited Credit may not be held liable following consultation of this information.

fond bank

Level up to instant credit.

Why settle for credit when you can have instant credit?
  • Simple.
  • Fast.
  • Frictionless.

Designed for next gen financial services

next gen bank2


  • Launch a complete instant credit offering in just weeks
  • Already got a loan offering? what about a second best offer?
next gen fintech

Fintechs & insurers

  • Low-code integration available for the fastest time-to-market ever
  • Looking to launch a credit offering? Go straight to instant credit
next gen emulator

Emulators & brokers

  • Onboard the fastest loan experience on the market
  • Best-in-class API documentation and support

Bank or Fintech? Younited gives you both

Robust as a bank
Innovative as a fintech
  • Fully regulated institution (ECB banking license)
  • The highest standards in terms of risk management, compliance & governance
  • The stability & financials to support large projects
  • Customer Experience is our #1 priority
  • State-of-the-art multi-country tech platform
  • Flexibility to easily adapt & connect with Partners in different environments
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Discover our offers



White label

plug and play
  • Redirection to our co-branded customer journey
  • Zero integration effort
  • Our co-branded customer journey pre-filled with your customer data
  • Better customer experience while keeping integration efforts low
  • Embed our white-labeled lending features into your own customer journey
  • API-based integration

How it all works

Plug&play experience
Enriched experience
White label experience

Give your customers access to the fastest and simplest loan experience

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Instant Credit

Get a final decision in seconds, not in days.

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Digital DNA

Open-banking enabled. Mobile first.

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Fast forward process

No paper. The simplest subscription process in the market.

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Clear cut conditions

No hidden fees. Simple amortizing schedule. Transparent T&Cs.

5 min
In average to complete the customer journey
-1 min
to integrate our no-code solution
4,8 /5
customer satisfaction rating

Leading the credit revolution

Our secret sauce: open-banking

Step 1: bank connection
Step 2: authentication
Step 3: confirmation