Please note! This investment product is intended for professional investors only. There is no capital guarantee and performance is not guaranteed.

To access this information, please confirm that you are a professional investor.
A professional client is a client who has the experience, knowledge and competence to make his or her own investment decisions and correctly assess the risks involved. Please ensure that you are a professional investor by referring to article L. 533-16 of the French Monetary and Financial Code.
The information available on the website does not constitute an offer to subscribe or a personalised recommendation. Younited Credit may not be held liable following consultation of this information.

fond pay

Installments for purchases that matter.

Offer your shoppers a way to pay at their own pace.
  • From €300 to €50.000
  • Over 10 to 84 months

Built for purchases that matter

No matter what you sell, your shoppers will always find a solution that fits their budget, starting from 10€ monthly repayment.

bague
64,18
/
month
37,41
/
month
29,07
/
month
during
10
18
24
month
or 600 €
laptop
160,45
/
month
93,52
/
month
72,68
/
month
during
10
18
24
month
or 1500 €
canape
187,05
/
month
145,35
/
month
103,89
/
month
during
18
24
36
month
or 3 000 €
velo
232,34
/
month
162,98
/
month
128,50
/
month
during
24
36
48
month
or 5 000 €
piano
457,82
/
month
353,79
/
month
291,53
/
month
during
36
48
60
month
or 15 000 €
bateau
704,32
/
month
579,75
/
month
438,01
/
month
during
48
60
84
month
or 30 000 €
voiture
966,25
/
month
828,25
/
month
730,02
/
month
during
60
72
84
month
or 50 000 €

For example: for a loan of €8,000, 48 monthly payments of €183.56 over 48 months, excluding optional insurance. Total amount due: 8810.88€. Fixed APR: 4.92%. Fixed loan rate: 4.81%. Interest and charges due (excluding insurance): €810.88.
A loan is a commitment and must be repaid. Before you apply, make sure you can afford the repayments.

Your ideal checkout page
Choose a payment method
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5 min
In average to complete the customer journey
+40 %
Increase in average transaction value
+20 %
Increase in average basket conversion rate

Leading the credit revolution

Our secret sauce: open-banking

Step 1: bank connection
Step 2: authentication
Step 3: confirmation

Your merchant portal: complete and intuitive

Any questions left?

What is Younited?

Younited is the leader in instant credit in Europe serving the e-economy. Constant innovation, disruptive technology and an exceptional user experience have resulted in nearly one million consumers being granted access to instant, simple and transparent credit solutions, enabling them to renovate their homes, finance their holidays or buy a new smartphone.

Younited offers an instant credit solution integrated into…

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What is Younited Pay?

Younited Pay is an instant credit solution designed for merchants who wish to offer customers a new way to pay online or in store up to €50,000 in up to 84 instalments in under 5 minutes.

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How does Younited Pay work?

With Younited Pay, your customers will be able to pay online or in store up to €50,000 and up to 84 instalments in under 5 minutes.

Once the customer has completed their order on the retail site and chosen Younited Pay as their payment method, they will be redirected to our subscription process.

Here are the steps to our 100%…

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