Instant credit. Payment solution.
Up to €50,000
Up to 84 months
Online and in-store
In less than 5 minutes.
For the purchases that really matter
1. You sell your products online or in-store
2. Your customer chooses their loan term and monthly installments
3. You decide who pays the loan fees
4. Younited guarantees your payment
XX months
€/ months
Your purchase for XX€ / month over XX months.
Example for a purchase at no cost for the customer; otherwise the interest expense and charges relating to the loan will be added to the monthly instalments.
1. You sell your products online or in-store
2. Your customer chooses their loan term and monthly installments
3. You decide who pays the loan fees
4. Younited guarantees your payment
Choose the solution that best
suits your needs
Loan decision delay
Fast journey
Flexible terms
Already meets new European regulation
Split payment solutions
Traditional banks
Under 5 min
In average to complete the customer journey
+40%
Increase in average transaction value
+20%
Increase in average basket conversion rate
Our key asset: Open Banking
What is it?
Younited is a pioneer in leveraging Open Banking in consumer lending. In practical terms, this process is strictly regulated by a European directive (PSD2) and provides secure access to bank statements with the consent of the account holder.
For consumers
- Easier, far less documents required
- Faster, immediate and final response
- Secure, no more handling sensitive documents
For retailers
- Convenient, orders are instantly approved regardless of the amount
- No hassle, payment is fast and guaranteed
- Smoother customer experience than traditional credit
For
Consumers
Retailers
- Easier, far less documents required
- Faster, immediate and final response
- Secure, no more handling sensitive documents
- Convenient, orders are instantly approved regardless of the amount
- No hassle, payment is fast and guaranteed
- Smoother customer experience than traditional credit
An intuitive and complete merchant portal
- Monitor sales in real time
- Manage orders and customer requests
- Export data easily for accounting purposes
- Initiate your credit applications in-store
Direct integration or
via our partners
Direct integration via our API
PSP and CMS connections that can be activated in a few clicks
Feel free to contact us if your platform is not yet available
Available soon
Available soon
Ready to boost your sales with Younited Pay?
Need more
information?
Learn about it
Come meet us
All upcoming events, trade shows and webinars we will take part in across Europe.
Interested in our solution?
