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Instant credit. Payment solution.

Up to €50,000
Up to 84 months
Online and in-store
In less than 5 minutes.
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Younited

For the purchases that really matter

1. You sell your products online or in-store
2. Your customer chooses their loan term and monthly installments
3. You decide who pays the loan fees
4. Younited guarantees your payment
Bague
1000 €
Ordinateur
1 500 €
Vélo
5 000 €
Piano
15 000 €
piscine
30 000 €
Voiture
50 000 €
From 1000 € to 50 000 €
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XX months
From 10 months to 84 months
/ months
Your purchase for XX€ / month over XX months.

Example for a purchase at no cost for the customer; otherwise the interest expense and charges relating to the loan will be added to the monthly instalments.

1. You sell your products online or in-store
2. Your customer chooses their loan term and monthly installments
3. You decide who pays the loan fees
4. Younited guarantees your payment

Choose the solution that best
suits your needs

Loan decision delay

Fast journey

Flexible terms

Already meets new European regulation

 
 
 
 

Split payment solutions

 
 
 
 

Traditional banks

 
 
 
 
Prev

Loan decision delay

 

Split payment solutions

 

Traditional banks

 

Fast journey

 

Split payment solutions

 

Traditional banks

 

Flexible terms

 

Split payment solutions

 

Traditional banks

 

Already meets new European regulations

 

Split payment solutions

 

Traditional banks

 
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stopwatch time fast

Under 5 min

In average to complete the customer journey
money pig economy

+40%

Increase in average transaction value
rocket

+20%

Increase in average basket conversion rate

Our key asset: Open Banking

What is it?

Younited is a pioneer in leveraging Open Banking in consumer lending. In practical terms, this process is strictly regulated by a European directive (PSD2) and provides secure access to bank statements with the consent of the account holder.

For consumers

  • Easier, far less documents required
  • Faster, immediate and final response
  • Secure, no more handling sensitive documents

For retailers

  • Convenient, orders are instantly approved regardless of the amount
  • No hassle, payment is fast and guaranteed
  • Smoother customer experience than traditional credit
For
Consumers
Retailers
  • Easier, far less documents required
  • Faster, immediate and final response
  • Secure, no more handling sensitive documents
  • Convenient, orders are instantly approved regardless of the amount
  • No hassle, payment is fast and guaranteed
  • Smoother customer experience than traditional credit

An intuitive and complete merchant portal

Application Portail Dashboard
Application Portail Commandes
Application Portail Panier
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  • Monitor sales in real time
  • Manage orders and customer requests
  • Export data easily for accounting purposes
  • Initiate your credit applications in-store
Application Portail Dashboard
Application Portail Commandes
Application Portail Panier
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Direct integration or
via our partners

Direct integration via our API
PSP and CMS connections that can be activated in a few clicks
Feel free to contact us if your platform is not yet available

Ready to boost your sales with Younited Pay?

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1

Contact our sales team

E-commerce, stores, omnichannel, across many verticals, let’s discuss your project together.

2

Discover our online ressources

Over the years, we have been part of many success stories alongside our partners, all of which will inspire you to optimise your shopping experience.

3

Integrate our solution in your payment stack

Our flexible and modern API and our multiple CMS / PSP integrations will meet the requirements of your developers and can be quickly with no hassle.

Interested in our solution?

Fleche
Banco

Credit institution regulated by the ACPR (Banque de France)

100% responsable

Fully committed to 100% responsible financing

clientes confían

Over 1,000,000 customers trust us

aviso

Trustpilot
4.8/5