Please note! This investment product is intended for professional investors only. There is no capital guarantee and performance is not guaranteed.

To access this information, please confirm that you are a professional investor.
A professional client is a client who has the experience, knowledge and competence to make his or her own investment decisions and correctly assess the risks involved. Please ensure that you are a professional investor by referring to article L. 533-16 of the French Monetary and Financial Code.
The information available on the website does not constitute an offer to subscribe or a personalised recommendation. Younited Credit may not be held liable following consultation of this information.

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The leading instant credit provider in Europe

Constant innovation, cutting-edge technology and exceptional user experience have allowed over 1 million customers to access instantaneous, simple, transparent credit.

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Younited is a credit institution, approved & supervised by the European Central Bank and the Bank of France.

We have developed an unmatched consumer loan product allowing to offer an instant final credit decision though a seamless customer experience.

We offer European households – in France, Italy, Spain, Portugal, and Germany – the best financing solutions for projects and purchases up to 50,000 euros.

Our mission:
foster financial wellbeing of our customers

Responsible and protective

We offer responsible and protective loans to finance our customers’ projects: only amortizing loans, no revolving, no hidden fees.

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Savings opportunities

We suggest savings opportunities with our free financial coaching solution and offer insurance products.

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B Corp certification

We are in the process of getting B-Corp certified and work towards the ESG standard of listed companies.


What we do


Consumer loan applications made seamless

  • Instant credit application
  • Up to €50.000 and 84 months
  • Under 6min to apply
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Installment payments built for purchases that matter

  • Payment via instant credit
  • From €300 to €50.000
  • Available online and instore
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Financial education, accessible for all

  • Free budget advisor
  • Save up to €500 per year
  • Personalized recommandations
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Protecting our customers, their families and their projects

  • Embedded insurance offers
  • Simple and seamless process
  • Trusted partners
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of loans financed since 2012
million customers
of credits financed with an instant decision