Younited is a credit institution, approved by the European Central Bank & supervised by the ACPR.
We have developed an unmatched consumer loan product allowing to offer an instant final credit decision though a seamless customer experience.
We offer European households – in France, Italy, Spain, and Portugal – the best financing solutions for projects and purchases up to 50,000 euros.
Our mission:
foster financial wellbeing of our customers
Responsible and protective
We offer responsible and protective loans to finance our customers’ projects: only amortizing loans, no revolving, no hidden fees.
Savings opportunities
We suggest savings opportunities with our free financial coaching solution and offer insurance products.
B Corp certification
We are in the process of getting B-Corp certified and work towards the ESG standard of listed companies.
What we do
Credit
Consumer loan applications made seamless
- Instant credit application
- Up to €50.000 and 84 months
- Under 6min to apply
Credit
Pay
Installment payments built for purchases that matter
- Payment via instant credit
- From €300 to €50.000
- Available online and instore
Pay
Coach
Financial education, accessible for all
- Free budget advisor
- Save up to €500 per year
- Personalized recommandations
Coach
Care
Protecting our customers, their families and their projects
- Embedded insurance offers
- Simple and seamless process
- Trusted partners
Care
€6bn
of loans financed since 2012
1.2
million customers
75%
of credits financed with an instant decision