Please note! This investment product is intended for professional investors only. There is no capital guarantee and performance is not guaranteed.

To access this information, please confirm that you are a professional investor.
A professional client is a client who has the experience, knowledge and competence to make his or her own investment decisions and correctly assess the risks involved. Please ensure that you are a professional investor by referring to article L. 533-16 of the French Monetary and Financial Code.
The information available on the website does not constitute an offer to subscribe or a personalised recommendation. Younited Credit may not be held liable following consultation of this information.

The leading instant credit provider in Europe

Constant innovation, cutting-edge technology and exceptional user experience have allowed nearly a million customers to have access to instant, simple and transparent credit to refurbish their home, go on holiday, or buy a new smartphone.


The partner of choice for global retailers and financial institutions

Our Plug & Play technology is used by international brands and world-class retailers to boost their sales by offering an instant credit solution at checkout, both online and in-store. Neobanks and online banks integrate our instant credit solutions to extend the range and quality of the services they offer to their customers.

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Creation of the company
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Market leader in 5 countries in just 5 years
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million happy customers

Our strategic regulatory positioning is a powerful catalyst for growth

Our ability to roll out instant credit technology across Europe is driven by our strategic regulatory positioning: a single credit regulation system across all European countries has enabled us to become the market leader in five countries in just five years.

As the pioneer in personalized budget coaching, Younited deploys a credit strategy at the service of all to promote more transparency and more inclusiveness. Younited has launched the process to become a certified B-Corp.


What we do

Younited provides instant credit throughout the customer journey, shopping or banking, online or in store, with a single Younited customer experience.

  • Up to €50,000.
  • Up to 84 months.
  • Instantly.

Come meet us!

All upcoming events, trade shows and webinars we will take part in across Europe.

Credit institution regulated by the ACPR (Banque de France)
Fully committed to 100% responsible financing
Over 1,000,000 customers trust us