Please note! This investment product is intended for professional investors only. There is no capital guarantee and performance is not guaranteed.

To access this information, please confirm that you are a professional investor.
A professional client is a client who has the experience, knowledge and competence to make his or her own investment decisions and correctly assess the risks involved. Please ensure that you are a professional investor by referring to article L. 533-16 of the French Monetary and Financial Code.
The information available on the website does not constitute an offer to subscribe or a personalised recommendation. Younited Credit may not be held liable following consultation of this information.

Buy now and pay at your own pace

Simply shop now and pay over time. Affordable monthly repayments for purchases that really matter.

Top brands are using Younited Pay

And so are your favorite ones

How does it works ?


At checkout, choose Younited Pay as a payment method


Select the repayment terms if available


Connect your bank account in just a few clicks


Receive an answer in seconds.
Has your loan been accepted? Your purchase is confirmed!

What makes it that easy? Bank account connection

What is it?

When connection your bank account, you provide Younited with access to your bank account statements via a secure process which is regulated by the Banque de France.
Younited will only be able to read your account statements in order to review your credit application more accurately and quickly. No transactions (e.g. bank transfers) can be carried out using this process and your savings remain fully secure.


How to connect your bank account

  • More often that not, you are redirected to your bank’s mobile app or website, which asks you to sign in as usual (i.e. using your password, fingerprint or face recognition).
  • However, it can vary slightly from one bank to another.
  • Your bank will then send Younited the information needed to review your credit application in a secure way.

What are the benefits ?

  • Easier, far less documents required
  • Faster, immediate and final response
  • Secure, no more handling sensitive documents

Suivez vos achats
dans votre espace personnel

  • Monitor all your outstanding loans
  • View your repayment schedules
  • Find out how to contact us

Any questions left?

What is Younited?

Younited is the leader in instant credit in Europe serving the e-economy. Constant innovation, disruptive technology and an exceptional user experience have resulted in nearly one million consumers being granted access to instant, simple and transparent credit solutions, enabling them to renovate their homes, finance their holidays or buy a new smartphone.

Younited offers an instant credit solution integrated into…

Read more
What is a Younited Pay financing application?

Younited Pay allows you to pay in instalments.
By choosing the Younited Pay payment method, you are subscribing to a amortized credit product to finance a purchase made to one of our partner merchants.

As a result, you are signing a contract with the Younited company, which becomes your dedicated point of contact.
For questions about your financing,…

Read more
What is a product-specific loan?

A product-specific loan is a loan used for a specific good or service, for example, the purchase of moveable goods (furniture, car).

A product-specific loan is granted by a credit establishment or a bank and sometimes is granted directly at the place of purchase (store or website). It is a consumer credit loan and the lender of the product-specific loan…

Read more

You already made a purchase with Younited Pay and you need help?

Contact the customer service department:
Monday to Friday
from 9:30 a.m. to 8:00 p.m.