BFM Business x Younited : Innovation at the service of credit, how can we finance our purchases faster and better?
BFM Business x Younited
10.02.24
Paris
Nicolas Pelpel, Sales Director at Younited, and Olivier Tremoureux, Marketing Director at Smeg France, were Frédéric Simottel’s guests on the Hors-Série Les Dossiers BFM Business programme.
Together they discussed innovations in consumer credit, particularly for e-retailers.
Key takeaways
Younited is Europe’s leading instant credit provider, offering consumer loans with a fast credit decision.
Unlike traditional credit institutions, Younited avoids risky products such as revolving credit and split payments (3x 4x), focusing on customer creditworthiness to prevent over-indebtedness.
They offer an unrivalled consumer loan product enabling instant final credit decisions, meeting the needs of European merchants and households up to 50,000 euros for up to 84 months.
Younited operates both directly via its website and through partnerships with banks and merchants, offering a diverse range of financing solutions
SMEG chose the Younited Pay solution for 3 reasons:
- A financing solution capable of covering large amounts, particularly for the premium products offered by smeg (refrigerator, oven, etc.).
- An innovative solution that reflects the image of SMEG products.
- Younited’s sales and technical teams supported the rollout from start to finish.
In addition to their credit services, Younited is extending its offering with Younited Coach, a free budget coaching service, and Younited Care, a budget protection affinity insurance, with the aim of offering a complete range of solutions to best support their customers’ finances.
