Younited is a credit institution authorized and regulated by the European Central Bank under the primary supervision of the ACPR.
We have developed an unmatched consumer loan product allowing to offer an instant final credit decision though a seamless customer experience.
We offer European households – in France, Italy, Spain, and Portugal – the best financing solutions for projects and purchases up to 50,000 euros.
Our mission:
foster financial wellbeing of our customers
Responsible and protective
We offer responsible and protective loans to finance our customers’ projects: only amortizing loans, no revolving, no hidden fees.
Savings opportunities
We suggest savings opportunities with our free financial coaching solution and offer insurance products.
B Corp certification
We are in the process of getting B-Corp certified and work towards the ESG standard of listed companies.
What we do
Credit
Consumer loan applications made seamless
- Instant credit application
- Up to €50.000 and 84 months
- Under 6min to apply
Credit
Pay
Installment payments built for purchases that matter
- Payment via instant credit
- From €300 to €50.000
- Available online and instore
Pay
Coach
Financial education, accessible for all
- Free budget advisor
- Save up to €500 per year
- Personalized recommandations
Coach
Care
Protecting our customers, their families and their projects
- Embedded insurance offers
- Simple and seamless process
- Trusted partners
Care
€6bn
of loans financed since 2012
1.2
million customers
75%
of credits financed with an instant decision