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Please note! This investment product is intended for professional investors only. There is no capital guarantee and performance is not guaranteed.

To access this information, please confirm that you are a professional investor.
A professional client is a client who has the experience, knowledge and competence to make his or her own investment decisions and correctly assess the risks involved. Please ensure that you are a professional investor by referring to article L. 533-16 of the French Monetary and Financial Code.
The information available on the website does not constitute an offer to subscribe or a personalised recommendation. Younited Credit may not be held liable following consultation of this information.

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Corporate governance

Board of Younited Financial S.A.

Elisabeth

Elizabeth Critchley

Chair
Member of Nomination and Remuneration Committee
Tim

Timothy C. Collins

Director
Member of Risk Committee. Member of Disclosure Committee
Thomas Isaac

Thomas Isaac

Director
Member of Audit Committee
Sally Tennant

Sally Tennant

Independent Director
Chair of Risk Committee. Chair of Disclosure Committee
Sergi Herrero Noguera

Sergi Herrero Noguera

Independent Director
Chair of Nomination and Remuneration Committee. Member of Audit Committee
Luca Cassina BW No BG 1

Luca Cassina

As permanent representative of Eurazeo Global Investor SAS - Director
Member of Nomination and Remuneration Committee
arnaudcaudoux

Arnaud Caudoux

As permanent representative of Bpifrance Investissement - Director
Member of Audit Committee
gillesgrapinet

Gilles Grapinet

Independent Director
Chair of Audit Committee
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Maelle Gavet

Independent Director
Ismaël Emelien

Ismaël Emelien

Independent Director
Member of Risk Committee. Member of Disclosure Committee

Senior Management: Charles Egly is Chief Executive Officer, Xavier Pierart is Chief Financial Officer.

Supervisory Board of Younited S.A.

Tim

Timothy C. Collins

Chair
Member of Audit Committee
Elisabeth

Elizabeth Critchley

Director
Chair of Remuneration and Nomination Committee
gillesgrapinet

Gilles Grapinet

Independent Director
Chair of Audit Committee. Member of Remuneration and Nomination Committee. Member of Risk Committee
DelphineBourilly

Delphine Bourrilly

Independent Director
Member of Audit Committee
lionelpaquin

Lionel Paquin

Independant Director
Chair of Risk Committee. Member of Remuneration and Nomination Committee
Thomas Isaac

Thomas Isaac

Director
Member of Risk Committee

Executive Management Team of Younited S.A.

Charles Egly

Charles Egly

Co-founder & Chief Executive Officer
Geoffroy Guigou

Geoffroy Guigou

Co-founder & Chief Operating Officer
Xavier Pierart

Xavier Pierart

Deputy CEO & Chief Financial Officer
Naren

Naren Ramachandran

Chief Growth Officer
Stéphane Alizon

Stéphane Alizon

Chief Technology Officer
Pierre Marin Campenon

Pierre-Marin Campenon

Chief Executive Officer Europe
Frédéric Chaignon

Frédéric Chaignon

Operational Performance
Annie Criscenti

Annie Criscenti

Chief Executive Officer Portugal
Joachim Edery

Joachim Edery

Head of Credit Portfolio Management
Vigdis Flaten

Vigdis Flaten

Chief People & Impact Officer
Tommaso Gamaleri

Tommaso Gamaleri

Executive VP Strategic Partnerships
sylvain lacaze 2

Sylvain Lacaze

Chief Operating Officer Finance
Romain Mazoué

Romain Mazoué

CHIEF RISK & DATA OFFICER
Véronique Moussu Baaj2

Véronique Moussu-Baaj

Head of Compliance & Internal Control
Xavier Pallas

Xavier Pallas

Chief Executive Officer Spain
RemiPerry

Rémi Perry

Chief Executive Officer France
Stefano Piscitelli

Stefano Piscitelli

Chief Executive Officer Italy
Bilal

Bilal Taleb

Head of Credit Risk

The leading instant credit provider in Europe

Younited Financial S.A. is a Luxembourg société anonyme/public limited liability company (corporate registration no. B 292237), listed on Euronext Paris and Amsterdam (ticker: YOUNI) whose sole purpose is to own shares in Younited S.A.

Younited S.A. is a French Société Anonyme / Public Limited Liability company with a management board and a supervisory board (RCS Paris 517 586 376). Younited S.A. is an ECB-licensed credit institution under the supervision of the French financial supervisory authority (ACPR – Autorité de Contrôle Prudentiel et de Résolution). Younited S.A. is a leading European fintech business which leverages a powerful technology platform, with state-of-the-art APIs and artificial intelligence, to grant instant credit to consumers and help them in their financial wellbeing.