Please note! This investment product is intended for professional investors only. There is no capital guarantee and performance is not guaranteed.

To access this information, please confirm that you are a professional investor.
A professional client is a client who has the experience, knowledge and competence to make his or her own investment decisions and correctly assess the risks involved. Please ensure that you are a professional investor by referring to article L. 533-16 of the French Monetary and Financial Code.
The information available on the website does not constitute an offer to subscribe or a personalised recommendation. Younited Credit may not be held liable following consultation of this information.

What is a product-specific loan?

Update on 24/04/2023

A product-specific loan is a loan used for a specific good or service, for example, the purchase of moveable goods (furniture, car).

A product-specific loan is granted by a credit establishment or a bank and sometimes is granted directly at the place of purchase (store or website). It is a consumer credit loan and the lender of the product-specific loan must comply with the contract regulations of a consumer credit loan.


Do you have any otherquestions?

My personal information or bank details have changed. How can I update them in the Younited Credit system?

To change your contact information or personal data, please contact our dedicated Younited Pay customer service department via email at or by phone at

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What documents are required to pay in instalments via Younited Pay?

The personal information required for your financing application is: a valid form of identification (French national identification card, European Union passport or residence permit) and bank account information (RIB).

We recommend having these documents available during your purchase to save you time.

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When will I receive a response to my Younited Pay financing request?

The response to your financing request is immediate.

The credit begins, with your agreement, the day the product is delivered (as long as it is not shorter than the minimum legal delay of 4 days), subject to terms of the cancellation period.

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