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Split payment : what opportunities will merchants have in 2024?

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The comprehensive guide to choosing the right solution.

Updated 29.04.2024

For nearly a decade, the installment payment market has experienced significant growth. At the European level, it quintupled between 2019 and 2023, reaching $316 billion according to The Global Payment report. A 9% annual growth is expected between 2023 and 2027 (equivalent to the estimated revenue growth).

Discover the latest trends in the installment payment market in this guide to meet the growing consumer demand and choose the right solution for your business.

In 2023, 45% of French consumers used installment payments for purchases exceeding 1,000 euros, compared to 20% in 2021.

The adoption of payments in 2, 3, or 4 installments decreased by 17 percentage points in favor of payments in 5 installments or more, reflecting evolving consumer needs and regulations.

The persistence of inflation in 2024 prompts 4 out of 10 consumers to consider installment payments to cope with it.

The new directive on consumer credit, passed at the end of 2023, strengthens legislation affecting all sectors.

This white paper ( in french) provides merchants with essential insights to navigate this evolving landscape and offers you the keys to understand the new expectations of consumers.

Key themes include:

  • The distinction between deferred payment, installment payment, and credit payment in 5 installments or more.
  • An analysis of the regulatory framework.
  • Opportunities for merchants and e-commerce retailers.
  • Sector-specific focus.

Download our comprehensive guide to the 2024 trends. ( in french only)

Once you’ve submitted the form, you’ll have immediate access to the comprehensive guide for merchants.