fond pay

Installments for purchases that matter.

Offer your shoppers a way to pay at their own pace.

  • From € 200 to €50.000
  • Over 3 to 84 months
Request a demo

Built for purchases that matter

You want to:

  • Improve conversion rates for high-value baskets
  • Increase your turnover
  • Stay competitive in a competitive sector

For example: for a loan amount of €1,500, 24 monthly repayments of €72.68 over 24 months, excluding optional insurance. Total amount payable: €1,744.32. Fixed APR: 16%. Fixed loan rate: 14.93%. Interest and fees payable (excluding insurance): €244.32.

A loan is a financial commitment and must be repaid. Check your ability to repay before committing.

The benefits of instalment payments for merchants

Quick and easy integration that adapts to your CMS

A smooth and fast sign-up process

No financial risk: you get paid straight away

No set-up or usage fees

Easy integration: direct or via our partners

  • Direct integration via our API. Request a demo.
  • PSP and CMS connections that can be activated in a few clicks.

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Any questions left?

Younited is the leader in instant credit in Europe serving the e-economy. Constant innovation, disruptive technology and an exceptional user experience have resulted in nearly one million consumers being granted access to instant, simple and transparent credit solutions, enabling them to renovate their homes, finance their holidays or buy a new smartphone.

Younited offers an instant credit solution integrated into the customer experience and a single interface, for a payment or a loan, online or in store, up to €50,000 in up to 84 instalments and in under 5 minutes.

Younited is the leader in 5 European countries and generates over €2 billion in GMV annually, with nearly 50% of its business outside France. As a pioneer in personalised budgeting support, Younited has a credit strategy for everyone, offering increased transparency and fairness. Younited has begun the process of applying for B-Corp certification.

Younited is licensed as a Credit Institution – Investment Services Provider by the Autorité de Contrôle Prudentiel et de Résolution (ACPR, approval no.: 16488).

Younited Pay is an instant credit solution designed for merchants who wish to offer customers a new way to pay online or in store up to €50,000 in up to 84 instalments in under 5 minutes.

With Younited Pay, your customers will be able to pay online or in store up to €50,000 and up to 84 instalments in under 5 minutes.

Once the customer has completed their order on the retail site and chosen Younited Pay as their payment method, they will be redirected to our subscription process.

Here are the steps to our 100% digital process:

  • Confirm identifying information
  • Provide identification
  • Link a bank account
  • Electronically sign the contract

On average, the Younited Pay process is complete in under 5 minutes.