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Bankable, Younited and LiftForward launch a split payments platform in Italy with Microsoft as first client

New partnership

Cheerful young couple shopping online with credit card on a tablet in the city park.

Bankable, the global architect of Banking as a Service solutions, Younited, a French #Next40 company and leading European fintech and Liftforward, the leading Buy Now Pay Later (BNPL) subscription platform, hereby announce their partnership to create an innovative split payments solution in

Our first client is Microsoft, with Xbox All Access sales live in Italy since August 2021 and other partners will follow soon. The split payments programme has huge market potential, given a strong demand for an instant & omnichannel point of sale financing solution, whether in respect of manufacturers, wholesalers, distributors, or retailers.

The complementary nature of the partnership is such that Bankable facilitates payments through the provision of virtual cards, and Younited underwrites and funds customer purchasestransacted their customer-facing front-end, while LiftForward takes care of the connectivity of all the stakeholders. The modular nature of the partnership means the checkout flow and underwriting process can easily be tailored for other ecommerce applications via third-party API integration of additional partners.

Bankable, Younited and Liftforward share the common goal to transform the payments and banking system to make it less complex, more transparent, modular, and customer-centric to deliver superior customer outcomes. A single technology architecture can serve many markets globally, with Bankable offering solutions in 32 markets, Younited covering five jurisdictions and Liftforward’s network spanning 20 countries, with many more to follow. The deal was signed in March 2021 and went live in August 2021.

“Thanks to our complementary assets and strong alignment of our teams, Younited and Bankable are well placed to support premium clients who require a pan-European banking offer leveraging a best-in-class infrastructure. This partnership clearly sets us apart from competition with the richest Banking as a Service offer for global clients with clear multi-country ambitions in Europe.”
Eric Mouilleron, CEO & founder of Bankable

"The partnership with Bankable represents a step forward for us as it reflects the innovative nature of the joint payment solutions developed by Younited and Bankable, which have been adhered to by major corporates who need to offer modern payments solutions to accelerate revenue growth. Through this partnership, Younited confirms its transformation, which began in 2018, into a leading SaaS payment and lending platform in Europe with global ambitions; a choice that has brought about strong, sustained growth."
Stefano Piscitelli, General Manager of Younited Italy

"The preference of customers to purchase products and services through a subscription model is growing exponentially, and the onset of Covid around the world has increased the adoption of subscription products for hardware and related services. The LiftForward BNPL platform, in partnership with Bankable and Younited, enables a true omnichannel shopping and integrated financing experience delivered from any retail channel."
Jeffrey Rogers, CEO of LiftForward


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