Over the years, we have taken strong positions to create a more ethical and transparent financial sector. We’ve deliberately avoided offering revolving credit and unregulated Buy Now Pay Later (BNPL) services, despite their profitability, because we believe in promoting financial products that are straightforward and in the best interest of our customers.
Discover our stances on:
- Financial Education
- Buy Now Pay Later (BNPL)
- Managing Over-Indebtedness
Financial education in France: it doesn’t have to be a lost cause!
80 %
of French citizens believe financial education should be integrated into the school curriculum (Banque de France, 2021).
Teaching adolescents how to manage their budgets is the foundation for a society that is comfortable with financial concepts.
Can everything be purchased on credit?
€10
is the cost of a lipstick that can be purchased in 3 installments!
The temptation of BNPL for small purchases can lead to a dangerous accumulation of debt for many consumers.
Could technology be the key to preventing over-indebtedness?
21%
that’s the percentage of French citizens who feel confident in their understanding of financial products and services (Banque de France, 2021).
DSP2 is a game-changer, offering the tools to combat over-indebtedness through better financial transparency and education.
This could be of interest to you
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- Payments
- White Papers
Unlocking growth: how split payments can benefit merchants in 2024?
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- Open banking
- White Papers
Mastering Open Banking: a strategic guide for banking executives
Excited to learn more?
We’d love to share insights! Connect with us to explore how Younited can help you unlock new opportunities.
