Over the years, Younited has taken strong positions on some of the most pressing challenges facing the financial sector. From financial education and responsible lending to the regulation of Buy Now Pay Later and the prevention of over-indebtedness, we have consistently advocated for a fairer and more transparent financial system.
Today, with our B Corp certification and our strategic combination with Helios, we are taking this ambition one step further: helping build a more sustainable, responsible and customer-centric financial ecosystem for everyday life.
Discover our stances on:
- Financial Education
- Responsible Lending & BNPL
- Prevention of Over-Indebtedness
- Sustainable Finance & Climate Transition
Financial education in France: it doesn’t have to be a lost cause!

80 %
of French citizens believe financial education should be integrated into the school curriculum (Banque de France, 2021).
Teaching adolescents how to manage their budgets is the foundation for a society that is comfortable with financial concepts.
Can everything be purchased on credit?

€10
is the cost of a lipstick that can be purchased in 3 installments!
The temptation of BNPL for small purchases can lead to a dangerous accumulation of debt for many consumers.
Could technology be the key to preventing over-indebtedness?

21%
that’s the percentage of French citizens who feel confident in their understanding of financial products and services (Banque de France, 2021).
DSP2 is a game-changer, offering the tools to combat over-indebtedness through better financial transparency and education.
Can consumer credit become an ally of the climate transition ?

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The climate transition will not happen without financing solutions that help households invest in greener homes, mobility and consumption habits.
Consumer finance should not only help people manage their money better. It can also play a meaningful role in accelerating the ecological transition.
This could be of interest to you
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- Payments
- White Papers
Unlocking growth: how split payments can benefit merchants in 2024?
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- Open banking
- White Papers
Mastering Open Banking: a strategic guide for banking executives
Excited to learn more?
We’d love to share insights! Connect with us to explore how Younited can help you unlock new opportunities.

