Creating products that make our customers’ lives easier
Every day, we design and continuously improve the products and services that make up Younited’s offering: Credit, Pay, Cashback, and helios by Younited.
This is a highly collaborative effort. Our teams work hand in hand with Tech and internal business teams (Data, Risk, Sales) to turn customer and partner needs into simple, reliable, and impactful solutions.

A team building the financial products of tomorrow
The Product team is organized around two complementary pillars: Solutions, responsible for the products we bring to market (Pay, Credit, Cashback, and Bank) through a holistic approach, and Domains, responsible for our internal products and for delivering cutting-edge capabilities that continuously enhance our platform.
Solutions — Our Products
- Pay enables our merchant partners to offer Buy Now, Pay Later solutions, both online and in-store.
- Credit addresses our customers’ financing needs through consumer loan solutions of up to €50,000.
- Cashback powers our rewards program, helping customers get more value from their purchases.
- Bank delivers our banking offering through our brand, helios by Younited.
Domains — Our Platform Capabilities
- Acquisition covers the entire customer journey, from discovering Younited and applying for a product through to onboarding.
- Life Cycle takes over once customers are onboarded and supports them throughout their relationship with Younited.
- Finance manages our core banking platform and all financial flows related to our business.
